Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
BND vs ITOT: how they differ
BND is a bond index fund and ITOT an equity index fund, and over the year ITOT returned more, +17.2% against −0.7%.
Vanguard Total Bond Market Index Fund and iShares Core S&P Total U.S. Stock Market ETF.
| BND Vanguard Total Bond Market Index Fund | ITOT iShares Core S&P Total U.S. Stock Market ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | iShares |
| What it is | US aggregate bonds | Core S&P Total U.S. Stock Market |
| Total return, 1 year | −0.7% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −18.2 pts | −0.3 pts |
| Expense ratio | 0.03% | 0.03% |
| Holdings | not filed | 2497 |
BND in plain words
BND is a bond fund tracking the US aggregate bonds. Over the year to Sep 11, 2026 it returned −0.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.8% below its high of Aug 6, 2020 on Sep 11, 2026.
ITOT in plain words
ITOT is an index equity fund tracking the Core S&P Total U.S. Stock Market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 2497 positions, with the top ten at 32.2%.
Questions people ask
- Which returned more over the last year, BND or ITOT?
- In the year to Sep 12, 2026, with distributions reinvested, BND returned −0.7% and ITOT returned +17.2%, so ITOT returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, BND or ITOT?
- BND charges 0.03% a year and ITOT charges 0.03%, so BND is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, BND against ITOT, data as of Sep 12, 2026. https://etfiq.com/compare/any/BND-ITOT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources