IQ

Data as of Oct 28, 2026.

vsCompare their flowsaskIQ about these two fundsAsk the committee about these two funds
Across categories

XLI vs XLU: Differences, Returns & Fees

Share
Share on XDownload as PDF

Over the year to Oct 28, 2026, XLI returned +10.2% to XLU's −3.0%; 0% of their weight is in the same names.

askIQ about this page

askIQ about XLI and XLU

Net assets on Oct 27, 2026: $30.8bn for State Street Industrial Select Sector SPDR ETF and $23.9bn for State Street Utilities Select Sector SPDR ETF.

XLI on its own →XLU on its own →
At a glance
+10.2%
XLI total return, 1 year
−3.0%
XLU total return, 1 year
0.08%
XLI expense ratio
0.08%
XLU expense ratio

Pair scorecard

Both cost 0.08% a year; their one-year returns differ by 13.2 points; XLI is 1.3 times larger.

Points (pts) are percentage points.

XLI vs XLU: Differences, Returns & Fees
MeasureXLIXLU
Return
Total return, 1 year+10.2%−3.0%
Drawdown
Below its high9.4%, high on Aug 14, 20269.1%, high on Feb 27, 2026
Benchmark
What it tracksIndustrial Select Sector IndexUtilities Select Sector Index
Cost and size
Expense ratio0.08%0.08%
Net assets, as of Oct 27, 2026$30.8bn$23.9bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund37.8%58.7%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, XLI and XLU hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first XLI XLU
Only in one fund ↓
Only in XLI
CATERPILLAR INC 6.14%
GENERAL ELECTRIC 5.79%
RTX CORP 4.91%
GE VERNOVA INC 4.47%
UNION PACIFIC CORP 3.34%
DEERE + CO 3.01%
EATON CORP PLC 2.79%
UBER TECHNOLOGIES INC 2.52%
Only in XLU
NEXTERA ENERGY INC 12.76%
SOUTHERN CO 7.91%
DUKE ENERGY CORP 7.22%
CONSTELLATION ENERGY 6.33%
AMERICAN ELECTRIC POWER 5.26%
DOMINION ENERGY INC 4.26%
SEMPRA 4.12%
ENTERGY CORP 3.75%
Check overlap with more funds →

Side by side

XLI State Street Industrial Select Sector SPDR ETF XLU State Street Utilities Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
Issuer State Street State Street
What it is Tracks an index of Industrials Tracks an index of Utilities
Total return, 1 year +10.2% −3.0%
Its benchmark over the same days +13.6% (SPY) not measured
Gap to its benchmark −3.4 pts vs SPY not measured
Expense ratio 0.08% 0.08%
Already in the S&P 500 99.9% 99.7%
Holdings 84 32
Net assets, as of Oct 27, 2026 $30.8bn $23.9bn

XLI and XLU on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

XLI and XLU flows, by email on Sundays.

One-click unsubscribe. See Privacy.

About each fund
XLI

XLI tracks an index of Industrials. Over the year to Oct 28, 2026 it returned +10.2% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 84 positions, with the top ten at 37.8%. It sat 9.4% below its high of Aug 14, 2026 on Oct 28, 2026.

XLU

XLU tracks an index of Utilities. Over the year to Oct 28, 2026 it returned −3.0% with distributions reinvested. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 32 positions, with the top ten at 58.7%. It sat 9.1% below its high of Feb 27, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, XLI or XLU?
In the year to Oct 28, 2026, with distributions reinvested, XLI returned +10.2% and XLU −3.0%.
Which is cheaper, XLI or XLU?
Neither: XLI and XLU both charge 0.08% a year. Fees come from each fund's prospectus.
How much do XLI and XLU overlap with the S&P 500?
By their latest filed holdings, 100% of XLI and 100% of XLU by weight is stocks the S&P 500 already holds.
Other comparisons
VPU vs XLIXLI vs XLPXLI vs XLVXLI vs XLREIDU vs XLUUTES vs XLUVNQ vs XLUIYW vs XLU
Where to next
XLI on its own →XLU on its own →Hold both: look the portfolio through →Rankings →XLI dividend history →XLI holdings →XLU dividend history →XLU holdings →Standards and sources →
Sources and dates
XLI and XLU filings on SEC EDGAR ↗
XLI and XLU prospectus with the expense ratio (SEC) ↗
State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, XLI against XLU, data as of Oct 28, 2026. https://etfiq.com/compare/any/xli-vs-xlu

Open data →

Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.