Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
XHB vs XLI: how they differ
XHB and XLI hold 5% of their weight in the same names, and XLI returned more over the year.
State Street(R) SPDR(R) S&P(R) Homebuilders ETF and State Street(R) Industrial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, XHB and XLI hold 5% of their money in the same securities at the same weight.
| Holding | XHB | XLI |
|---|---|---|
| TRANE TECHNOLOGIES PLC | 3.70% | 1.82% |
| JOHNSON CONTROLS INTERNATION | 3.87% | 1.63% |
| CARRIER GLOBAL CORP | 3.15% | 0.83% |
| MASCO CORP | 3.61% | 0.26% |
| ALLEGION PLC | 4.42% | 0.24% |
| LENNOX INTERNATIONAL INC | 2.79% | 0.22% |
| BUILDERS FIRSTSOURCE INC | 2.98% | 0.12% |
| SSI US GOV MONEY MARKET CLASS | 0.09% | 0.07% |
| US DOLLAR | 0.00% | 0.03% |
| Only in XHB | Only in XLI |
|---|---|
| OWENS CORNING 4.18% | CATERPILLAR INC 6.92% |
| WILLIAMS SONOMA INC 4.08% | GENERAL ELECTRIC 6.32% |
| CHAMPION HOMES INC 3.94% | RTX CORP 4.98% |
| INSTALLED BUILDING PRODUCTS 3.90% | GE VERNOVA INC 4.64% |
| CARLISLE COS INC 3.80% | DEERE + CO 3.18% |
| PULTEGROUP INC 3.71% | UNION PACIFIC CORP 3.17% |
| ADVANCED DRAINAGE SYSTEMS IN 3.71% | BOEING CO/THE 3.02% |
| SOMNIGROUP INTERNATIONAL INC 3.65% | EATON CORP PLC 2.97% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | XLI State Street(R) Industrial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Homebuilders | Industrials |
| Total return, 1 year | −16.6% | +14.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −34.1 pts | −3.3 pts |
| Expense ratio | 0.35% | 0.08% |
| Already in the S&P 500 | 45.7% | 100.0% |
| Holdings | 35 | 85 |
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 39.3%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
XLI in plain words
XLI is an index equity fund tracking the Industrials. Over the year to Sep 11, 2026 it returned +14.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 85 positions, with the top ten at 40.2%. It sat 7.6% below its high of Aug 14, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, XHB or XLI?
- In the year to Sep 13, 2026, with distributions reinvested, XHB returned −16.6% and XLI returned +14.3%, so XLI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, XHB or XLI?
- XHB charges 0.35% a year and XLI charges 0.08%, so XLI is cheaper. Fees come from each fund's prospectus.
- How much do XHB and XLI overlap with the S&P 500?
- By their latest filed holdings, 46% of XHB and 100% of XLI by weight is stocks the S&P 500 already holds. Between the two funds, 5% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, XHB against XLI, data as of Sep 13, 2026. https://etfiq.com/compare/any/xhb-vs-xli Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources