Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
VTI vs XDTE: how they differ
Over the year VTI returned more, +17.2% against +16.6%, and VTI charges 0.03% against 0.97%.
Vanguard Total Stock Market Index Fund and Roundhill S&P 500 0DTE Covered Call Strategy ETF.
What they hold in common
By the books each fund has filed, VTI and XDTE hold 0% of their money in the same securities at the same weight.
| Only in VTI | Only in XDTE |
|---|---|
| NVIDIA Corp 6.37% | SPX 03/19/2027 678.8 C 67.54% |
| Apple Inc 5.88% | SPX 06/11/2027 678.8 C 25.09% |
| Microsoft Corp 3.84% | Roundhill Weekly T-Bill ETF 7.36% |
| Amazon.com Inc 3.19% | |
| Alphabet Inc 2.90% | |
| Broadcom Inc 2.48% | |
| Alphabet Inc 2.29% | |
| Micron Technology Inc 1.80% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 11, 2026.
| VTI Vanguard Total Stock Market Index Fund | XDTE Roundhill S&P 500 0DTE Covered Call Strategy ETF | |
|---|---|---|
| Where it sits | Core index fund | Income ETF |
| Issuer | Vanguard | Roundhill |
| What it is | US total market | 0DTE covered call, vs SPY |
| Total return, 1 year | +17.2% | +16.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −0.3 pts | −0.9 pts |
| Cash paid, 1 year | not an income fund | 26.9% |
| Expense ratio | 0.03% | 0.97% |
| Holdings | 3531 | not filed |
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
XDTE in plain words
Over the year to Sep 11, 2026, XDTE paid 26.9% of its starting value in cash distributions while its price fell 12.8%. With every distribution reinvested, the fund returned +16.6%. S&P 500 (SPY) returned +17.5% over the same days, so a holder was behind by 0.9 pts. At its price on Sep 11, 2026 the latest distribution annualizes to 17.6%, paid weekly.
Questions people ask
- Which returned more over the last year, VTI or XDTE?
- In the year to Sep 13, 2026, with distributions reinvested, VTI returned +17.2% and XDTE returned +16.6%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTI or XDTE?
- VTI charges 0.03% a year and XDTE charges 0.97%, so VTI is cheaper. Fees come from each fund's prospectus.
- Are VTI and XDTE the same kind of fund?
- No. VTI is an index ETF and XDTE is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTI against XDTE, data as of Sep 13, 2026. https://etfiq.com/compare/any/vti-vs-xdte Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources