Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SPYM vs XRT: how they differ
SPYM and XRT hold 4% of their weight in the same names, and SPYM returned more over the year.
State Street(R) SPDR(R) Portfolio S&P 500(R) ETF and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, SPYM and XRT hold 4% of their money in the same securities at the same weight.
| Holding | SPYM | XRT |
|---|---|---|
| AMAZON.COM INC | 3.76% | 1.50% |
| WALMART INC | 0.71% | 1.24% |
| COSTCO WHOLESALE CORP | 0.61% | 1.30% |
| TJX COMPANIES INC | 0.21% | 1.07% |
| ROSS STORES INC | 0.11% | 1.38% |
| O REILLY AUTOMOTIVE INC | 0.11% | 1.34% |
| TARGET CORP | 0.11% | 1.73% |
| CARVANA CO | 0.08% | 1.48% |
| SSI US GOV MONEY MARKET CLASS | 0.07% | 0.20% |
| AUTOZONE INC | 0.07% | 1.31% |
| EBAY INC | 0.07% | 1.40% |
| KROGER CO | 0.05% | 1.25% |
| Only in SPYM | Only in XRT |
|---|---|
| NVIDIA CORP 8.07% | ABERCROMBIE + FITCH CO CL A 2.37% |
| APPLE INC 7.32% | MARINEMAX INC 2.27% |
| MICROSOFT CORP 5.58% | CARMAX INC 1.77% |
| ALPHABET INC CL A 2.98% | FIVE BELOW 1.75% |
| BROADCOM INC 2.61% | PENSKE AUTOMOTIVE GROUP INC 1.72% |
| ALPHABET INC CL C 2.38% | SALLY BEAUTY HOLDINGS INC 1.71% |
| META PLATFORMS INC CLASS A 2.16% | LITHIA MOTORS INC 1.70% |
| MICRON TECHNOLOGY INC 1.68% | GROCERY OUTLET HOLDING CORP 1.70% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| SPYM State Street(R) SPDR(R) Portfolio S&P 500(R) ETF | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | S&P 500 | SPDR S&P Retail |
| Total return, 1 year | +17.6% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +0.1 pts | −20.6 pts |
| Expense ratio | 1.30% | 0.35% |
| Already in the S&P 500 | 100.0% | 22.5% |
| Holdings | 507 | 77 |
SPYM in plain words
SPYM is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 1.30% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 507 positions, with the top ten at 38.1%.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Sep 10, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 77 positions, with the top ten at 18.4%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SPYM or XRT?
- In the year to Sep 13, 2026, with distributions reinvested, SPYM returned +17.6% and XRT returned −3.0%, so SPYM returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SPYM or XRT?
- SPYM charges 1.30% a year and XRT charges 0.35%, so XRT is cheaper. Fees come from each fund's prospectus.
- How much do SPYM and XRT overlap with the S&P 500?
- By their latest filed holdings, 100% of SPYM and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SPYM against XRT, data as of Sep 13, 2026. https://etfiq.com/compare/any/spym-vs-xrt Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources