Which returned more over the last year, SCHP or SPYD?

In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and SPYD returned +12.9%, so SPYD returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SCHP or SPYD?

SCHP charges 0.03% a year and SPYD charges 0.07%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SCHP vs SPYD: how they differ

SCHP and SPYD hold 0% of their weight in the same names, and SPYD returned more over the year.

Schwab U.S. TIPS ETF and State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF.

What they hold in common

By the books each fund has filed, SCHP and SPYD hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SCHP	Only in SPYD
United States Treasury 4.09%	HP INC 1.69%
United States Treasury 4.03%	ACCENTURE PLC CL A 1.64%
United States Treasury 4.02%	TARGET CORP 1.46%
United States Treasury 3.79%	VERIZON COMMUNICATIONS INC 1.46%
United States Treasury 3.62%	MEDTRONIC PLC 1.45%
United States Treasury 3.42%	MOSAIC CO/THE 1.44%
United States Treasury 3.39%	PFIZER INC 1.44%
United States Treasury 3.38%	AT+T INC 1.43%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.

SCHP and SPYD on the fields both publish, as of Sep 13, 2026. Source: ETFIQ.
	SCHP Schwab U.S. TIPS ETF	SPYD State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF
Where it sits	Core index fund	Core index fund
Issuer	Schwab	State Street
What it is	US TIPS	SPDR Portfolio S&P 500 High Dividend
Total return, 1 year	−0.8%	+12.9%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−18.4 pts	−4.6 pts
Expense ratio	0.03%	0.07%
Holdings	48	81

SCHP in plain words

SCHP is a bond fund tracking the US TIPS. Over the year to Sep 11, 2026 it returned −0.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

SPYD in plain words

SPYD is an index equity fund tracking the SPDR Portfolio S&P 500 High Dividend. Over the year to Sep 11, 2026 it returned +12.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 81 positions, with the top ten at 14.9%. It sat 4.3% below its high of Aug 24, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, SCHP or SPYD?: In the year to Sep 13, 2026, with distributions reinvested, SCHP returned −0.8% and SPYD returned +12.9%, so SPYD returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SCHP or SPYD?: SCHP charges 0.03% a year and SPYD charges 0.07%, so SCHP is cheaper. Fees come from each fund's prospectus.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SCHP against SPYD, ETFIQ, data as of Sep 13, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SCHP against SPYD, data as of Sep 13, 2026. https://etfiq.com/compare/any/schp-vs-spyd Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources