Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs VNQ: how they differ
SCHD and VNQ hold 0% of their weight in the same names, and SCHD returned more over the year.
Schwab U.S. Dividend Equity ETF and Vanguard Real Estate Index Fund.
What they hold in common
By the books each fund has filed, SCHD and VNQ hold 0% of their money in the same securities at the same weight.
| Only in SCHD | Only in VNQ |
|---|---|
| QUALCOMM Inc 6.75% | Vanguard Real Estate II Index Fund 14.67% |
| Texas Instruments Inc 5.92% | Welltower Inc 7.86% |
| UnitedHealth Group Inc 5.10% | Prologis Inc 7.02% |
| Coca-Cola Co/The 3.96% | Equinix Inc 5.66% |
| Merck & Co Inc 3.87% | American Tower Corp 4.55% |
| Chevron Corp 3.84% | Digital Realty Trust Inc 3.67% |
| Verizon Communications Inc 3.66% | Simon Property Group Inc 3.54% |
| Procter & Gamble Co/The 3.55% | Realty Income Corp 3.12% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | VNQ Vanguard Real Estate Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Schwab | Vanguard |
| What it is | US dividend | US real estate |
| Total return, 1 year | +27.6% | +5.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +10.1 pts | −11.9 pts |
| Expense ratio | 0.06% | 0.13% |
| Already in the S&P 500 | 95.1% | 63.3% |
| Holdings | 99 | 146 |
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
VNQ in plain words
VNQ is an index equity fund tracking the US real estate. Over the year to Sep 11, 2026 it returned +5.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.13% a year. By its holdings filed for Apr 30, 2026, 63% of the fund by weight is stocks the S&P 500 also holds, across 146 positions, with the top ten at 54.9%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SCHD or VNQ?
- In the year to Sep 13, 2026, with distributions reinvested, SCHD returned +27.6% and VNQ returned +5.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or VNQ?
- SCHD charges 0.06% a year and VNQ charges 0.13%, so SCHD is cheaper. Fees come from each fund's prospectus.
- How much do SCHD and VNQ overlap with the S&P 500?
- By their latest filed holdings, 95% of SCHD and 63% of VNQ by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against VNQ, data as of Sep 13, 2026. https://etfiq.com/compare/any/schd-vs-vnq Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources