Data as of Oct 28, 2026.
LQD vs VTI: Differences, Returns & Fees
Over the year to Oct 28, 2026, LQD returned −3.4% to VTI's +13.5%; 0% of their weight is in the same names.
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Net assets: $30.6bn on Oct 27, 2026 for iShares iBoxx $ Investment Grade Corporate Bond ETF, and $689.2bn on Sep 30, 2026 for Vanguard Morningstar Total Stock Market ETF.
Pair scorecard
VTI costs 0.11 points a year less; their one-year returns differ by 16.9 points; VTI is far larger, $689.2bn against $28.3bn.
| Measure | LQD | VTI |
|---|---|---|
| Return | ||
| Total return, 1 year | −3.4% | +13.5% |
| Drawdown | ||
| Below its high | 6.3%, high on Sep 22, 2021 | |
| Benchmark | ||
| What it tracks | Markit iBoxx USD Liquid Investment Grade Index | Morningstar US Total Market Index |
| Cost and size | ||
| Expense ratio | 0.14% | 0.03% |
| Net assets, as of Sep 30, 2026 | $28.3bn | $689.2bn |
| Holdings | ||
| Holdings in common | 0% | |
| In the S&P 500, by weight | 88% | |
| Top ten holdings, share of the fund | 34.7% | |
Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method
What they share
By the books each fund has filed, LQD and VTI hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.
half
0% in common
Only in one fund ↓
Side by side
LQD and VTI on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
LQD
LQD tracks an index of US investment grade bonds. Over the year to Oct 28, 2026 it returned −3.4% with distributions reinvested, against −1.2% for its benchmark, the Bloomberg U.S. Universal Index. The prospectus expense ratio is 0.14% a year. It sat 6.3% below its high of Sep 22, 2021 on Oct 28, 2026.
VTI
VTI tracks an index of US total market. Over the year to Oct 28, 2026 it returned +13.5% with distributions reinvested. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer as of Sep 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3,521 positions, with the top ten at 34.7%.
Questions people ask
- Which returned more over the last year, LQD or VTI?
- In the year to Oct 28, 2026, with distributions reinvested, LQD returned −3.4% and VTI +13.5%.
- Which is cheaper, LQD or VTI?
- VTI is cheaper, by 0.11 percentage points a year. That is about $11 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
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ETFIQ, LQD against VTI, data as of Oct 28, 2026. https://etfiq.com/compare/any/lqd-vs-vti
ETFIQ. (Oct 28, 2026). LQD against VTI. Retrieved from https://etfiq.com/compare/any/lqd-vs-vti
[LQD against VTI (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/lqd-vs-vti)
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