Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
LQD vs VBIL: how they differ
LQD and VBIL hold 0% of their weight in the same names, and VBIL returned more over the year.
iShares iBoxx $ Investment Grade Corporate Bond ETF and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, LQD and VBIL hold 0% of their money in the same securities at the same weight.
| Only in LQD | Only in VBIL |
|---|---|
| BLK CSH FND TREASURY SL AGENCY 0.88% | United States Treasury Bill 6.78% |
| ANHEUSER-BUSCH COMPANIES LLC 0.12% | United States Treasury Bill 6.10% |
| DEUTSCHE TELEKOM INTERNATIONAL FIN 0.11% | United States Treasury Bill 5.61% |
| CHARTER COMMUNICATIONS OPERATING L 144A 0.10% | United States Treasury Bill 5.41% |
| JPMORGAN CHASE & CO MTN 0.09% | United States Treasury Bill 5.18% |
| BRITISH TELECOMMUNICATIONS PLC 0.08% | United States Treasury Bill 5.17% |
| MORGAN STANLEY (FXD-FRN) MTN 0.08% | United States Treasury Bill 5.15% |
| CITIGROUP INC (FX-FRN) 0.07% | United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.
| LQD iShares iBoxx $ Investment Grade Corporate Bond ETF | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | US investment grade bonds | 0-3 Month Treasury Bill |
| Total return, 1 year | −2.7% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −20.2 pts | −13.7 pts |
| Expense ratio | 0.14% | 0.06% |
| Holdings | 3149 | 26 |
LQD in plain words
LQD is a bond fund tracking the US investment grade bonds. Over the year to Sep 11, 2026 it returned −2.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.14% a year. It sat 6.4% below its high of Sep 22, 2021 on Sep 11, 2026.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, LQD or VBIL?
- In the year to Sep 13, 2026, with distributions reinvested, LQD returned −2.7% and VBIL returned +3.8%, so VBIL returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, LQD or VBIL?
- LQD charges 0.14% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, LQD against VBIL, data as of Sep 13, 2026. https://etfiq.com/compare/any/lqd-vs-vbil Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources