Which returned more over the last year, LQD or VBIL?

In the year to Oct 28, 2026, with distributions reinvested, LQD returned −3.4% and VBIL +3.7%.

Which is cheaper, LQD or VBIL?

VBIL is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.

Data as of Oct 28, 2026.

Across categories

LQD vs VBIL: Differences, Returns & Fees

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LQD's duration was 7.7 years on Aug 31, 2026 and VBIL's 0.1 on Jun 30, 2026; VBIL charges 0.06% to LQD's 0.14%.

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Net assets: $30.6bn on Oct 27, 2026 for iShares iBoxx $ Investment Grade Corporate Bond ETF, and $12.8bn on Sep 30, 2026 for Vanguard 0-3 Month Treasury Bill ETF.

LQD on its own →VBIL on its own →

At a glance

−3.4%

LQD total return, 1 year

+3.7%

VBIL total return, 1 year

0.14%

LQD expense ratio

0.06%

VBIL expense ratio

Pair scorecard

VBIL costs 0.08 points a year less; their one-year returns differ by 7.1 points; LQD is 2.2 times larger.

LQD vs VBIL: Differences, Returns & Fees
Measure	LQD	VBIL
Return
Measure	LQD	VBIL
Total return, 1 year	−3.4%	+3.7%
Drawdown
Measure	LQD	VBIL
Below its high	6.3%, high on Sep 22, 2021
Benchmark
Measure	LQD	VBIL
What it tracks	Markit iBoxx USD Liquid Investment Grade Index	Bloomberg U.S. Treasury Bills 0-3 Months Index
Cost and size
Measure	LQD	VBIL
Expense ratio	0.14%	0.06%
Net assets, as of Sep 30, 2026	$28.3bn	$12.8bn
Holdings
Measure	LQD	VBIL
Holdings in common	0%

Holdings in common uses holdings dated Jun 30, 2026 and Aug 31, 2026. Method

What they share

By the books each fund has filed, LQD and VBIL hold 0% of their money in the same securities at the same weight. Holdings dated Jun 30, 2026 and Aug 31, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first LQD VBIL

Only in one fund ↓

Only in LQD

Anheuser-Busch Cos LLC / Anheuser-Busch InBev Worldwide Inc, due Feb 1, 2046 0.18%

CVS Health Corp, due Mar 25, 2048 0.17%

T-Mobile USA Inc, due Apr 15, 2030 0.17%

Space Exploration Technologies Corp, due Jul 15, 2031 0.17%

Meta Platforms Inc, due Nov 15, 2035 0.16%

Charter Communications Operating LLC / Charter Communications Operating Capital, due Sep 1, 2038 0.15%

Charter Communications Operating LLC / Charter Communications Operating Capital, due Sep 1, 2041 0.15%

Amazon.com Inc, due Mar 13, 2036 0.14%

Only in VBIL

TREASURY BILL, due Jul 9, 2026 6.78%

TREASURY BILL, due Aug 6, 2026 6.10%

TREASURY BILL, due Jul 2, 2026 5.61%

TREASURY BILL, due Jul 16, 2026 5.41%

TREASURY BILL, due Jul 23, 2026 5.18%

TREASURY BILL, due Jul 14, 2026 5.17%

TREASURY BILL, due Jul 21, 2026 5.15%

TREASURY BILL, due Jul 30, 2026 5.12%

Check overlap with more funds →

Side by side

LQD iShares iBoxx $ Investment Grade Corporate Bond ETF VBIL Vanguard 0-3 Month Treasury Bill ETF

Where it sits Bond ETF Bond ETF

Issuer iShares Vanguard

What it is Tracks an index of US investment grade bonds Tracks an index of 0-3 Month Treasury Bill

Total return, 1 year −3.4% +3.7%

Its benchmark over the same days −1.2% (IUSB) not measured

Gap to its benchmark −2.2 pts vs IUSB not measured

Expense ratio 0.14% 0.06%

Holdings 3191 28

Net assets, LQD as of Oct 27, 2026 and VBIL as of Sep 30, 2026 $30.6bn $12.8bn

LQD and VBIL on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

LQD

LQD tracks an index of US investment grade bonds. Over the year to Oct 28, 2026 it returned −3.4% with distributions reinvested, against −1.2% for its benchmark, the Bloomberg U.S. Universal Index. The prospectus expense ratio is 0.14% a year. It sat 6.3% below its high of Sep 22, 2021 on Oct 28, 2026.

VBIL

VBIL tracks an index of 0-3 Month Treasury Bill. Over the year to Oct 28, 2026 it returned +3.7% with distributions reinvested. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, LQD or VBIL?: In the year to Oct 28, 2026, with distributions reinvested, LQD returned −3.4% and VBIL +3.7%.
Which is cheaper, LQD or VBIL?: VBIL is cheaper, by 0.08 percentage points a year. That is about $8 on $10,000 held for a year. Fees come from each fund's prospectus.

Other comparisons

BOXX vs LQD LQD vs VUSB LQD vs USFR LQD vs PULS VBIL vs VCIT IGIB vs VBIL SHY vs VBIL VBIL vs VGSH

Where to next

LQD on its own →VBIL on its own →Hold both: look the portfolio through →Rankings →LQD dividend history →LQD holdings →VBIL dividend history →VBIL holdings →Standards and sources →

Sources and dates

LQD filings on SEC EDGAR ↗

LQD prospectus with the expense ratio (SEC) ↗

iShares page for LQD ↗

VBIL filings on SEC EDGAR ↗

VBIL prospectus with the expense ratio (SEC) ↗

Vanguard page for VBIL ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, LQD against VBIL, data as of Oct 28, 2026. https://etfiq.com/compare/any/lqd-vs-vbil

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.