Which returned more over the last year, IYR or XLC?

In the year to Oct 28, 2026, with distributions reinvested, IYR returned +3.4% and XLC −10.4%.

Which is cheaper, IYR or XLC?

XLC is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IYR and XLC overlap with the S&P 500?

By their latest filed holdings, 80% of IYR and 100% of XLC by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IYR vs XLC: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IYR returned +3.4% to XLC's −10.4%; 0% of their weight is in the same names.

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Net assets: $3.9bn on Oct 28, 2026 for iShares U.S. Real Estate ETF, and $22.1bn on Oct 27, 2026 for State Street Communication Services Select Sector SPDR ETF.

IYR on its own →XLC on its own →

At a glance

+3.4%

IYR total return, 1 year

−10.4%

XLC total return, 1 year

0.37%

IYR expense ratio

0.08%

XLC expense ratio

Pair scorecard

XLC costs 0.29 points a year less; their one-year returns differ by 13.8 points; XLC is 5.6 times larger.

IYR vs XLC: Differences, Returns & Fees
Measure	IYR	XLC
Return
Measure	IYR	XLC
Total return, 1 year	+3.4%	−10.4%
Drawdown
Measure	IYR	XLC
Below its high	8.6%, high on Jul 28, 2026	13.3%, high on Jan 30, 2026
Benchmark
Measure	IYR	XLC
What it tracks	Dow Jones U.S. Real Estate Capped Index	Communication Services Select Sector Index
Cost and size
Measure	IYR	XLC
Expense ratio	0.37%	0.08%
Net assets, as of Oct 26, 2026	$4.0bn	$22.2bn
Holdings
Measure	IYR	XLC
Holdings in common	0%
Top ten holdings, share of the fund	52.5%	75.3%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

By the books each fund has filed, IYR and XLC hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

50%

0 half 100%

half

0% in common

Positions both hold · largest shared weight first IYR XLC

Only in one fund ↓

Only in IYR

WELLTOWER 9.85%

PROLOGIS REIT 8.77%

AMERICAN TOWER REIT 4.96%

SIMON PROPERTY GROUP REIT INC 4.71%

EQUINIX REIT 4.57%

DIGITAL REALTY TRUST REIT 4.54%

REALTY INCOME REIT 4.19%

PUBLIC STORAGE REIT 4.10%

Only in XLC

META PLATFORMS INC CLASS A 21.45%

ALPHABET INC CL A 12.27%

ALPHABET INC CL C 9.82%

WALT DISNEY CO 5.33%

TAKE TWO INTERACTIVE SOFTWRE 4.80%

COMCAST CORP CLASS A 4.48%

VERIZON COMMUNICATIONS INC 4.45%

APPLOVIN CORP CLASS A 4.34%

Check overlap with more funds →

Side by side

IYR iShares U.S. Real Estate ETF XLC State Street Communication Services Select Sector SPDR ETF

Where it sits Stock ETF Stock ETF

Issuer iShares State Street

What it is Tracks an index of U.S. Real Estate Tracks an index of Communication services

Total return, 1 year +3.4% −10.4%

Expense ratio 0.37% 0.08%

Already in the S&P 500 80.0% 99.8%

Holdings 59 23

Net assets, IYR as of Oct 28, 2026 and XLC as of Oct 27, 2026 $3.9bn $22.1bn

IYR and XLC on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Alert

About each fund

IYR

IYR tracks an index of U.S. Real Estate. Over the year to Oct 28, 2026 it returned +3.4% with distributions reinvested. The prospectus expense ratio is 0.37% a year. By its holdings published by its issuer for Oct 27, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 59 positions, with the top ten at 52.5%. It sat 8.6% below its high of Jul 28, 2026 on Oct 28, 2026.

XLC

XLC tracks an index of Communication services. Over the year to Oct 28, 2026 it returned −10.4% with distributions reinvested. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 23 positions, with the top ten at 75.3%. It sat 13.3% below its high of Jan 30, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, IYR or XLC?: In the year to Oct 28, 2026, with distributions reinvested, IYR returned +3.4% and XLC −10.4%.
Which is cheaper, IYR or XLC?: XLC is cheaper, by 0.29 percentage points a year. That is about $29 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IYR and XLC overlap with the S&P 500?: By their latest filed holdings, 80% of IYR and 100% of XLC by weight is stocks the S&P 500 already holds.

Other comparisons

IYR vs VOX IYR vs XLY IYR vs XLU IYR vs VHT SCHH vs XLC VNQ vs XLC XLC vs XLRE XLC vs XLP

Where to next

IYR on its own →XLC on its own →Hold both: look the portfolio through →Rankings →IYR dividend history →IYR holdings →XLC dividend history →XLC holdings →Standards and sources →

Sources and dates

IYR filings on SEC EDGAR ↗

IYR prospectus with the expense ratio (SEC) ↗

iShares page for IYR ↗

XLC filings on SEC EDGAR ↗

XLC prospectus with the expense ratio (SEC) ↗

State Street website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IYR against XLC, data as of Oct 28, 2026. https://etfiq.com/compare/any/iyr-vs-xlc

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.