Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
IYR vs XLC: how they differ
IYR and XLC hold 0% of their weight in the same names, and IYR returned more over the year.
iShares U.S. Real Estate ETF and State Street(R) Communication Services Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, IYR and XLC hold 0% of their money in the same securities at the same weight.
| Only in IYR | Only in XLC |
|---|---|
| WELLTOWER 11.49% | META PLATFORMS INC CLASS A 18.92% |
| PROLOGIS REIT 8.99% | ALPHABET INC CL A 10.12% |
| DIGITAL REALTY TRUST REIT 4.86% | ALPHABET INC CL C 8.10% |
| EQUINIX REIT 4.57% | AT+T INC 5.19% |
| SIMON PROPERTY GROUP REIT INC 4.46% | VERIZON COMMUNICATIONS INC 5.03% |
| REALTY INCOME REIT 4.19% | WALT DISNEY CO/THE 4.76% |
| AMERICAN TOWER REIT 4.16% | WARNER BROS DISCOVERY INC 4.61% |
| PUBLIC STORAGE REIT 3.73% | COMCAST CORP CLASS A 4.61% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 10, 2026.
| IYR iShares U.S. Real Estate ETF | XLC State Street(R) Communication Services Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | State Street |
| What it is | U.S. Real Estate | Communication services |
| Total return, 1 year | +4.7% | −2.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −12.8 pts | −19.5 pts |
| Expense ratio | 0.37% | 0.08% |
| Already in the S&P 500 | 80.4% | 100.0% |
| Holdings | 63 | 26 |
IYR in plain words
IYR is an index equity fund tracking the U.S. Real Estate. Over the year to Sep 11, 2026 it returned +4.7% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.37% a year. By its holdings filed for Sep 10, 2026, 80% of the fund by weight is stocks the S&P 500 also holds, across 63 positions, with the top ten at 53.4%. It sat 6.1% below its high of Jul 28, 2026 on Sep 11, 2026.
XLC in plain words
XLC is an index equity fund tracking the Communication services. Over the year to Sep 11, 2026 it returned −2.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 26 positions, with the top ten at 70.4%. It sat 5.7% below its high of Jan 30, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, IYR or XLC?
- In the year to Sep 13, 2026, with distributions reinvested, IYR returned +4.7% and XLC returned −2.0%, so IYR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IYR or XLC?
- IYR charges 0.37% a year and XLC charges 0.08%, so XLC is cheaper. Fees come from each fund's prospectus.
- How much do IYR and XLC overlap with the S&P 500?
- By their latest filed holdings, 80% of IYR and 100% of XLC by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, IYR against XLC, data as of Sep 13, 2026. https://etfiq.com/compare/any/iyr-vs-xlc Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources