Which returned more over the last year, IVV or SCHD?

In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and SCHD +34.5%.

Which is cheaper, IVV or SCHD?

IVV is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.

How much do IVV and SCHD overlap with the S&P 500?

By their latest filed holdings, 100% of IVV and 95% of SCHD by weight is stocks the S&P 500 already holds.

Data as of Oct 28, 2026.

Across categories

IVV vs SCHD: Differences, Returns & Fees

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Over the year to Oct 28, 2026, IVV returned +13.7% to SCHD's +34.5%; 8% of their weight is in the same names.

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Net assets: $885.1bn on Oct 27, 2026 for iShares Core S&P 500 ETF, and $112.3bn on Aug 31, 2026 for Schwab U.S. Dividend Equity ETF.

IVV on its own →SCHD on its own →

At a glance

+13.7%

IVV total return, 1 year

+34.5%

SCHD total return, 1 year

0.03%

IVV expense ratio

0.06%

SCHD expense ratio

Pair scorecard

IVV costs 0.03 points a year less; their one-year returns differ by 20.8 points.

IVV vs SCHD: Differences, Returns & Fees
Measure	IVV	SCHD
Return
Measure	IVV	SCHD
Total return, 1 year	+13.7%	+34.5%
Benchmark
Measure	IVV	SCHD
What it tracks	S&P 500	Dow Jones U.S. Dividend 100 Index
Cost and size
Measure	IVV	SCHD
Expense ratio	0.03%	0.06%
Net assets, IVV as of Oct 27, 2026 and SCHD as of Aug 31, 2026	$885.1bn	$112.3bn
Holdings
Measure	IVV	SCHD
Holdings in common	8%
Top ten holdings, share of the fund	38.1%	41.7%

Holdings in common uses holdings dated Aug 31, 2026 and Oct 27, 2026. Method

Risk and return

Oct 28, 2011 to Oct 23, 2026 · 782 weekly returns

IVV SCHD

Return

Total return edge IVV +673.3% +554.4%

Annualized edge IVV (slight) +14.6% +13.3%

Price return edge IVV +491.4% +306.8%

Risk

Volatility edge SCHD (slight) 15.8% 14.8%

Max drawdown edge Tie −31.8% −31.5%

Risk-adjusted

Sharpe edge IVV (slight) 0.83 0.80

Sortino edge IVV (slight) 1.21 1.15

Calmar edge IVV (slight) 0.46 0.42

Reading

IVV returned more: +673.3% to +554.4%. SCHD swung slightly less: 14.8% to 15.8%. IVV and SCHD fell about the same at their worst: −31.8% and −31.5%.

Full scorecard

9 measures, with how each is measured Open ↓

Risk and return: IVV vs SCHD: Differences, Returns & Fees
Measure	IVV	SCHD	Edge	How it is measured
Return
Total return	+673.3%	+554.4%	IVV	Price change plus distributions, reinvested.
Annualized	+14.6%	+13.3%	IVV (slight)	Total return as a yearly rate.
Price return	+491.4%	+306.8%	IVV	Price change alone, distributions left out.
Risk
Volatility	15.8%	14.8%	SCHD (slight)	Spread of weekly returns, annualized. Lower is steadier.
Downside deviation	10.9%	10.4%	SCHD (slight)	Like volatility, counting only weeks below the Treasury bill rate.
Max drawdown	−31.8%	−31.5%	Tie	Deepest fall from a high to the low after it.
Risk-adjusted
Sharpe	0.83	0.80	IVV (slight)	Return above Treasury bills per unit of volatility.
Sortino	1.21	1.15	IVV (slight)	Return above Treasury bills per unit of downside deviation.
Calmar	0.46	0.42	IVV (slight)	Annualized return divided by the max drawdown.

Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 782 weekly returns. Cash rate: the 13-week Treasury bill.

What they share

By the books each fund has filed, IVV and SCHD hold 8% of their money in the same securities at the same weight. Holdings dated Aug 31, 2026 and Oct 27, 2026.

50%

0 half 100%

half

8% in common

Positions both hold · largest shared weight first IVV SCHD

CHEVRON 0.68% 4.01%

PROCTER & GAMBLE 0.56% 3.83%

UNITEDHEALTH GROUP 0.55% 3.82%

COCA-COLA 0.53% 4.16%

MERCK & CO INC 0.53% 4.76%

HOME DEPOT 0.48% 3.87%

AMGEN INC 0.36% 4.70%

QUALCOMM 0.29% 2.52%

PEPSICO 0.27% 3.64%

VERIZON COMMUNICATIONS INC 0.27% 3.96%

ABBOTT LABORATORIES 0.27% 4.68%

CONOCOPHILLIPS 0.27% 3.93%

Only in one fund ↓

Only in IVV

NVIDIA 7.92%

APPLE 7.61%

MICROSOFT 5.93%

AMAZON.COM INC 3.73%

ALPHABET CLASS A 2.83%

BROADCOM INC 2.45%

ALPHABET CLASS C 2.26%

META PLATFORMS CLASS A 2.05%

Only in SCHD

Texas Instruments Inc 3.12%

Hershey Co 0.64%

East West Bancorp Inc 0.42%

HF Sinclair Corp 0.38%

Fidelity National Financial Inc 0.29%

Watsco Inc 0.26%

American Financial Group Inc 0.24%

Old Republic International Corp 0.23%

Check overlap with more funds →

Side by side

IVV iShares Core S&P 500 ETF SCHD Schwab U.S. Dividend Equity ETF

Where it sits Stock ETF Stock ETF

Issuer iShares Schwab

What it is Tracks the S&P 500 Tracks an index of US dividend

Total return, 1 year +13.7% +34.5%

Its benchmark over the same days +13.6% (SPY) not measured

Gap to its benchmark +0.1 pts vs SPY not measured

Expense ratio 0.03% 0.06%

Already in the S&P 500 99.8% 94.7%

Holdings 505 99

Net assets, IVV as of Oct 27, 2026 and SCHD as of Aug 31, 2026 $885.1bn $112.3bn

IVV and SCHD on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

Client brief · page 1 of 2 Report BR-096E1D402F

IVV and SCHD do different jobs. What does each one do in a portfolio?

What each follows. IVV follows S&P 500 and SCHD follows Dow Jones U.S. Dividend 100 Index.
Holdings in common. 8% of the weight is in the same securities (holdings dated Oct 27, 2026 and Aug 31, 2026).
One-year total return. Over 1 year to Oct 28, 2026 IVV returned +13.7% and SCHD +34.5% with distributions reinvested, a gap of 20.8 points.

Data as of Oct 28, 2026.

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About each fund

IVV

IVV tracks the S&P 500. Over the year to Oct 28, 2026 it returned +13.7% with distributions reinvested, against +13.6% for its benchmark, the S&P 500. The prospectus expense ratio is 0.03% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.

SCHD

SCHD tracks an index of US dividend. Over the year to Oct 28, 2026 it returned +34.5% with distributions reinvested. The prospectus expense ratio is 0.06% a year. By its holdings filed for Aug 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 41.7%.

Questions people ask

Which returned more over the last year, IVV or SCHD?: In the year to Oct 28, 2026, with distributions reinvested, IVV returned +13.7% and SCHD +34.5%.
Which is cheaper, IVV or SCHD?: IVV is cheaper, by 0.03 percentage points a year. That is about $3 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do IVV and SCHD overlap with the S&P 500?: By their latest filed holdings, 100% of IVV and 95% of SCHD by weight is stocks the S&P 500 already holds.

Other comparisons

IVV vs IWD IVV vs VTV IVV vs PVAL EQWL vs IVV SCHD vs SPY SCHD vs VTI RDVY vs SCHD SCHD vs USMV

Where to next

IVV on its own →SCHD on its own →Hold both: look the portfolio through →Rankings →IVV dividend history →IVV holdings →SCHD dividend history →SCHD holdings →Standards and sources →

Sources and dates

IVV filings on SEC EDGAR ↗

IVV prospectus with the expense ratio (SEC) ↗

iShares page for IVV ↗

SCHD filings on SEC EDGAR ↗

SCHD prospectus with the expense ratio (SEC) ↗

Schwab website ↗

Links are sources, not endorsements. A comparison is not a recommendation.

How this is computed

Overlap adds up the smaller of the two weights for each security both funds hold.

Cite this pageCitation, APA and Markdown

ETFIQ, IVV against SCHD, data as of Oct 28, 2026. https://etfiq.com/compare/any/ivv-vs-schd

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Free to use with attribution for data ETFIQ computes; issuer data stays under its owner's terms.