Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
IVV vs SCHD: how they differ
IVV and SCHD hold 0% of their weight in the same names, and SCHD returned more over the year.
iShares Core S&P 500 ETF and Schwab U.S. Dividend Equity ETF.
What they hold in common
By the books each fund has filed, IVV and SCHD hold 0% of their money in the same securities at the same weight.
| Only in IVV | Only in SCHD |
|---|---|
| NVIDIA 8.06% | QUALCOMM Inc 6.75% |
| APPLE 7.31% | Texas Instruments Inc 5.92% |
| MICROSOFT 5.58% | UnitedHealth Group Inc 5.10% |
| AMAZON.COM INC 3.76% | Coca-Cola Co/The 3.96% |
| ALPHABET CLASS A 2.98% | Merck & Co Inc 3.87% |
| BROADCOM INC 2.61% | Chevron Corp 3.84% |
| ALPHABET CLASS C 2.38% | Verizon Communications Inc 3.66% |
| META PLATFORMS CLASS A 2.16% | Procter & Gamble Co/The 3.55% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026 and Sep 10, 2026.
| IVV iShares Core S&P 500 ETF | SCHD Schwab U.S. Dividend Equity ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Schwab |
| What it is | S&P 500 | US dividend |
| Total return, 1 year | +17.6% | +27.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +0.1 pts | +10.1 pts |
| Expense ratio | 0.03% | 0.06% |
| Already in the S&P 500 | 100.0% | 95.1% |
| Holdings | 505 | 99 |
IVV in plain words
IVV is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.
SCHD in plain words
SCHD is an index equity fund tracking the US dividend. Over the year to Sep 11, 2026 it returned +27.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%. It sat 3.1% below its high of Aug 24, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, IVV or SCHD?
- In the year to Sep 13, 2026, with distributions reinvested, IVV returned +17.6% and SCHD returned +27.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, IVV or SCHD?
- IVV charges 0.03% a year and SCHD charges 0.06%, so IVV is cheaper. Fees come from each fund's prospectus.
- How much do IVV and SCHD overlap with the S&P 500?
- By their latest filed holdings, 100% of IVV and 95% of SCHD by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, IVV against SCHD, data as of Sep 13, 2026. https://etfiq.com/compare/any/ivv-vs-schd Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources