Which returned more over the last year, IBIT or SCHP?

In the year to Sep 21, 2026, with distributions reinvested, IBIT returned −31.1% and SCHP returned −1.2%, so SCHP returned more.

Which is cheaper, IBIT or SCHP?

IBIT charges 0.25% a year and SCHP charges 0.03%, so SCHP is cheaper. Fees come from each fund's prospectus.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

IBIT vs SCHP: how they differ

IBIT and SCHP hold 0% of their weight in the same names, and SCHP returned more over the year.

iShares Bitcoin Trust ETF and Schwab U.S. TIPS ETF.

What they hold in common

By the books each fund has filed, IBIT and SCHP hold 0% of their money in the same securities at the same weight.

Only in each
Only in IBIT	Only in SCHP
BITCOIN 100.00%	TREASURY (CPI) NOTE 4.01%
USD CASH 0.00%	TREASURY (CPI) NOTE 3.96%
	TREASURY (CPI) NOTE 3.94%
	TREASURY (CPI) NOTE 3.73%
	TREASURY (CPI) NOTE 3.56%
	TREASURY (CPI) NOTE 3.41%
	TREASURY (CPI) NOTE 3.37%
	TREASURY (CPI) NOTE 3.35%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Sep 18, 2026.

IBIT and SCHP on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	IBIT iShares Bitcoin Trust ETF	SCHP Schwab U.S. TIPS ETF
Where it sits	Core fund	Core fund
Issuer	iShares	Schwab
What it is	Holds bitcoin	Tracks an index of US TIPS
Total return, 1 year	−31.1%	−1.2%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	−47.6 pts	−17.8 pts
Expense ratio	0.25%	0.03%
Holdings	2	49
Net assets	$63.7bn	$16.5bn

IBIT in plain words

IBIT holds bitcoin. Over the year to Sep 18, 2026 it returned −31.1% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.5% below its high of Oct 6, 2025 on Sep 18, 2026.

SCHP in plain words

SCHP tracks an index of US TIPS. Over the year to Sep 18, 2026 it returned −1.2% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, IBIT or SCHP?: In the year to Sep 21, 2026, with distributions reinvested, IBIT returned −31.1% and SCHP returned −1.2%, so SCHP returned more.
Which is cheaper, IBIT or SCHP?: IBIT charges 0.25% a year and SCHP charges 0.03%, so SCHP is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

IBIT against SCHP, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, IBIT against SCHP, data as of Sep 21, 2026. https://etfiq.com/compare/any/ibit-vs-schp Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources