Which returned more over the last year, FBTC or XLU?

In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and XLU returned +0.1%, so XLU returned more.

Which is cheaper, FBTC or XLU?

FBTC charges 0.25% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

FBTC vs XLU: how they differ

FBTC is a spot crypto ETP and XLU an equity index fund, and over the year XLU returned more, +0.1% against −31.0%.

Fidelity Wise Origin Bitcoin Fund and State Street Utilities Select Sector SPDR ETF.

FBTC and XLU on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	FBTC Fidelity Wise Origin Bitcoin Fund	XLU State Street Utilities Select Sector SPDR ETF
Where it sits	Core fund	Core fund
Issuer	Fidelity	State Street
What it is	Holds bitcoin	Tracks an index of Utilities
Total return, 1 year	−31.0%	+0.1%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	−47.6 pts	−16.5 pts
Expense ratio	0.25%	0.08%
Holdings	not filed	34
Net assets	$13.9bn	$21.2bn

FBTC in plain words

FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.

XLU in plain words

XLU tracks an index of Utilities. Over the year to Sep 18, 2026 it returned +0.1% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Sep 18, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 58.3%. It sat 12.7% below its high of Feb 27, 2026 on Sep 18, 2026.

Questions people ask

Which returned more over the last year, FBTC or XLU?: In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and XLU returned +0.1%, so XLU returned more.
Which is cheaper, FBTC or XLU?: FBTC charges 0.25% a year and XLU charges 0.08%, so XLU is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

FBTC against XLU, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, FBTC against XLU, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-xlu Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources