Data as of Sep 21, 2026.
FBTC vs XHB: how they differ
FBTC is a spot crypto ETP and XHB an equity index fund, and over the year XHB returned more, −15.3% against −31.0%.
Fidelity Wise Origin Bitcoin Fund and State Street SPDR S&P Homebuilders ETF.
| FBTC Fidelity Wise Origin Bitcoin Fund | XHB State Street SPDR S&P Homebuilders ETF | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Fidelity | State Street |
| What it is | Holds bitcoin | Tracks the S&P Homebuilders |
| Total return, 1 year | −31.0% | −15.3% |
| S&P 500 over the same days | +16.6% | +16.6% |
| Gap to the S&P 500 | −47.6 pts | −31.9 pts |
| Expense ratio | 0.25% | 0.35% |
| Holdings | not filed | 37 |
| Net assets | $13.9bn | $1.5bn |
FBTC in plain words
FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.
XHB in plain words
XHB tracks the S&P Homebuilders. Over the year to Sep 18, 2026 it returned −15.3% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings published by its issuer for Sep 18, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 37 positions, with the top ten at 32.6%. It sat 22.3% below its high of Oct 18, 2024 on Sep 18, 2026.
Questions people ask
- Which returned more over the last year, FBTC or XHB?
- In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and XHB returned −15.3%, so XHB returned more.
- Which is cheaper, FBTC or XHB?
- FBTC charges 0.25% a year and XHB charges 0.35%, so FBTC is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FBTC against XHB, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-xhb Free to use with attribution; the underlying files are at Open data.
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