Which returned more over the last year, FBTC or USFR?

In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and USFR returned +4.1%, so USFR returned more.

Which is cheaper, FBTC or USFR?

FBTC charges 0.25% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

FBTC vs USFR: how they differ

FBTC is a spot crypto ETP and USFR a bond index fund, and over the year USFR returned more, +4.1% against −31.0%.

Fidelity Wise Origin Bitcoin Fund and WisdomTree Floating Rate Treasury Fund.

FBTC and USFR on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	FBTC Fidelity Wise Origin Bitcoin Fund	USFR WisdomTree Floating Rate Treasury Fund
Where it sits	Core fund	Core fund
Issuer	Fidelity	WisdomTree
What it is	Holds bitcoin	Tracks an index of Floating Rate Treasury
Total return, 1 year	−31.0%	+4.1%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	−47.6 pts	−12.5 pts
Expense ratio	0.25%	0.15%
Holdings	not filed	4
Net assets	$13.9bn	$19.2bn

FBTC in plain words

FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.

USFR in plain words

USFR tracks an index of Floating Rate Treasury. Over the year to Sep 18, 2026 it returned +4.1% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, FBTC or USFR?: In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and USFR returned +4.1%, so USFR returned more.
Which is cheaper, FBTC or USFR?: FBTC charges 0.25% a year and USFR charges 0.15%, so USFR is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

FBTC against USFR, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, FBTC against USFR, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-usfr Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources