Which returned more over the last year, FBTC or SCHD?

In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and SCHD returned +27.2%, so SCHD returned more.

Which is cheaper, FBTC or SCHD?

FBTC charges 0.25% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

Data as of Sep 21, 2026.

ETFIQetfiq.com · independent ETF data

FBTC vs SCHD: how they differ

FBTC is a spot crypto ETP and SCHD an equity index fund, and over the year SCHD returned more, +27.2% against −31.0%.

Fidelity Wise Origin Bitcoin Fund and Schwab U.S. Dividend Equity ETF.

FBTC and SCHD on the fields both publish, as of Sep 21, 2026. Source: ETFIQ.
	FBTC Fidelity Wise Origin Bitcoin Fund	SCHD Schwab U.S. Dividend Equity ETF
Where it sits	Core fund	Core fund
Issuer	Fidelity	Schwab
What it is	Holds bitcoin	Tracks an index of US dividend
Total return, 1 year	−31.0%	+27.2%
S&P 500 over the same days	+16.6%	+16.6%
Gap to the S&P 500	−47.6 pts	+10.6 pts
Expense ratio	0.25%	0.06%
Holdings	not filed	102
Net assets	$13.9bn	$94.9bn

FBTC in plain words

FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.

SCHD in plain words

SCHD tracks an index of US dividend. Over the year to Sep 18, 2026 it returned +27.2% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings published by its issuer for Sep 18, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 102 positions, with the top ten at 42.1%. It sat 4.3% below its high of Aug 24, 2026 on Sep 18, 2026.

Questions people ask

Which returned more over the last year, FBTC or SCHD?: In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and SCHD returned +27.2%, so SCHD returned more.
Which is cheaper, FBTC or SCHD?: FBTC charges 0.25% a year and SCHD charges 0.06%, so SCHD is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

FBTC against SCHD, ETFIQ, data as of Sep 21, 2026. Every figure is calculated from a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, FBTC against SCHD, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-schd Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources