Data as of Sep 21, 2026.
FBTC vs VTIP: how they differ
FBTC is a spot crypto ETP and VTIP a bond index fund, and over the year VTIP returned more, +1.4% against −31.0%.
Fidelity Wise Origin Bitcoin Fund and Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.
| FBTC Fidelity Wise Origin Bitcoin Fund | VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Fidelity | Vanguard |
| What it is | Holds bitcoin | Tracks an index of Short-Term Inflation-Protected Securities |
| Total return, 1 year | −31.0% | +1.4% |
| S&P 500 over the same days | +16.6% | +16.6% |
| Gap to the S&P 500 | −47.6 pts | −15.2 pts |
| Expense ratio | 0.25% | 0.03% |
| Holdings | not filed | 27 |
| Net assets | $13.9bn | $20.5bn |
FBTC in plain words
FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.
VTIP in plain words
VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Sep 18, 2026 it returned +1.4% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year.
Questions people ask
- Which returned more over the last year, FBTC or VTIP?
- In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and VTIP returned +1.4%, so VTIP returned more.
- Which is cheaper, FBTC or VTIP?
- FBTC charges 0.25% a year and VTIP charges 0.03%, so VTIP is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FBTC against VTIP, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-vtip Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources