Data as of Sep 21, 2026.
FBTC vs IAU: how they differ
FBTC is a spot crypto ETP and IAU a commodity fund, and over the year IAU returned more, +19.7% against −31.0%.
Fidelity Wise Origin Bitcoin Fund and iShares Gold Trust.
| FBTC Fidelity Wise Origin Bitcoin Fund | IAU iShares Gold Trust | |
|---|---|---|
| Where it sits | Core fund | Core fund |
| Issuer | Fidelity | iShares |
| What it is | Holds bitcoin | Holds gold |
| Total return, 1 year | −31.0% | +19.7% |
| S&P 500 over the same days | +16.6% | +16.6% |
| Gap to the S&P 500 | −47.6 pts | +3.1 pts |
| Expense ratio | 0.25% | 0.25% |
| Net assets | $13.9bn | $64.9bn |
FBTC in plain words
FBTC holds bitcoin. Over the year to Sep 18, 2026 it returned −31.0% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. The prospectus expense ratio is 0.25% a year. It sat 35.4% below its high of Oct 6, 2025 on Sep 18, 2026.
IAU in plain words
IAU holds gold. Over the year to Sep 18, 2026 it returned +19.7% with distributions reinvested, against +16.6% for the S&P 500 and +21.8% for the Nasdaq-100. It sat 19.0% below its high of Jan 29, 2026 on Sep 18, 2026.
Questions people ask
- Which returned more over the last year, FBTC or IAU?
- In the year to Sep 21, 2026, with distributions reinvested, FBTC returned −31.0% and IAU returned +19.7%, so IAU returned more.
- Which is cheaper, FBTC or IAU?
- FBTC charges 0.25% a year and IAU charges 0.25%, so FBTC is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, FBTC against IAU, data as of Sep 21, 2026. https://etfiq.com/compare/any/fbtc-vs-iau Free to use with attribution; the underlying files are at Open data.
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