Data as of Oct 28, 2026.

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EFA vs XLK: Differences, Returns & Fees

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Over the year to Oct 28, 2026, EFA returned +12.1% to XLK's +27.1%; 0% of their weight is in the same names.

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Net assets on Oct 27, 2026: $76.8bn for iShares MSCI EAFE ETF and $125.0bn for State Street Technology Select Sector SPDR ETF.

At a glance
+12.1%
EFA total return, 1 year
+27.1%
XLK total return, 1 year
0.32%
EFA expense ratio
0.08%
XLK expense ratio

Pair scorecard

XLK costs 0.24 points a year less; their one-year returns differ by 15.0 points; XLK is 1.6 times larger.

EFA vs XLK: Differences, Returns & Fees
MeasureEFAXLK
Return
Total return, 1 year+12.1%+27.1%
Drawdown
Below its high4.7%, high on Aug 25, 20265.4%, high on Oct 6, 2026
Benchmark
What it tracksMSCI EAFE IndexTechnology Select Sector Index
Cost and size
Expense ratio0.32%0.08%
Net assets, as of Oct 27, 2026$76.8bn$125.0bn
Holdings
Holdings in common0%
Top ten holdings, share of the fund14.3%64.6%

Holdings in common uses holdings dated Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, EFA and XLK hold 0% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first EFA XLK
ROCHE PS PAR AG 1.58% 0.25%
TELENOR 0.04% 0.38%
Only in one fund ↓
Only in EFA
ASML HOLDING 2.98%
SHELL 1.42%
HSBC HOLDINGS PLC 1.38%
NOVARTIS AG 1.33%
ASTRAZENECA PLC 1.21%
NESTLE SA 1.21%
SAP 1.13%
MITSUBISHI UFJ FINANCIAL GROUP 1.07%
Only in XLK
NVIDIA CORP 15.22%
APPLE INC 14.62%
MICROSOFT CORP 11.38%
ADVANCED MICRO DEVICES 4.78%
BROADCOM INC 4.70%
MICRON TECHNOLOGY INC 4.02%
INTEL CORP 2.72%
PALANTIR TECHNOLOGIES INC A 2.67%
Check overlap with more funds →

Side by side

EFA iShares MSCI EAFE ETF XLK State Street Technology Select Sector SPDR ETF
Where it sits Stock ETF Stock ETF
What it is Tracks an index of Developed markets ex US Tracks an index of Technology
Total return, 1 year +12.1% +27.1%
Its benchmark over the same days +14.3% (ACWX) +13.6% (SPY)
Gap to its benchmark −2.2 pts vs ACWX +13.5 pts vs SPY
Expense ratio 0.32% 0.08%
Already in the S&P 500 0.0% 99.9%
Holdings 665 76
Net assets, as of Oct 27, 2026 $76.8bn $125.0bn

EFA and XLK on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
EFA

EFA tracks an index of Developed markets ex US. Over the year to Oct 28, 2026 it returned +12.1% with distributions reinvested, against +14.3% for its benchmark, the MSCI ACWI ex USA Index. The prospectus expense ratio is 0.32% a year. By its holdings published by its issuer for Oct 27, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 665 positions, with the top ten at 14.3%. It sat 4.7% below its high of Aug 25, 2026 on Oct 28, 2026.

XLK

XLK tracks an index of Technology. Over the year to Oct 28, 2026 it returned +27.1% with distributions reinvested, against +13.6% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.08% a year. By its holdings published by its issuer for Oct 27, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 64.6%. It sat 5.4% below its high of Oct 6, 2026 on Oct 28, 2026.

Questions people ask

Which returned more over the last year, EFA or XLK?
In the year to Oct 28, 2026, with distributions reinvested, EFA returned +12.1% and XLK +27.1%.
Which is cheaper, EFA or XLK?
XLK is cheaper, by 0.24 percentage points a year. That is about $24 on $10,000 held for a year. Fees come from each fund's prospectus.
How much do EFA and XLK overlap with the S&P 500?
By their latest filed holdings, 0% of EFA and 100% of XLK by weight is stocks the S&P 500 already holds.
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ETFIQ, EFA against XLK, data as of Oct 28, 2026. https://etfiq.com/compare/any/efa-vs-xlk

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