Data as of Oct 28, 2026.

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DIA vs VTIP: Differences, Returns & Fees

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Over the year to Oct 28, 2026, DIA returned +11.6% to VTIP's +2.2%; 0% of their weight is in the same names.

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Net assets: $45.9bn on Oct 27, 2026 for SPDR Dow Jones Industrial Average ETF Trust, and $20.9bn on Sep 30, 2026 for Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares.

At a glance
+11.6%
DIA total return, 1 year
+2.2%
VTIP total return, 1 year
0.16%
DIA expense ratio
0.03%
VTIP expense ratio

Pair scorecard

VTIP costs 0.13 points a year less; their one-year returns differ by 9.4 points; DIA is 2.1 times larger.

DIA vs VTIP: Differences, Returns & Fees
MeasureDIAVTIP
Return
Total return, 1 year+11.6%+2.2%
Drawdown
Below its high3.0%, high on Aug 5, 2026
Benchmark
What it tracksDow Jones Industrial AverageBloomberg U.S. Treasury Inflation-Protected Securities (TIPS) 0-5 Years Index
Cost and size
Expense ratio0.16%0.03%
Net assets, as of Sep 30, 2026$43.9bn$20.9bn
Holdings
Holdings in common0%
In the S&P 500, by weight97%
Top ten holdings, share of the fund54.7%

Holdings in common uses holdings dated Sep 30, 2026 and Oct 27, 2026. Method

What they share

0%

By the books each fund has filed, DIA and VTIP hold 0% of their money in the same securities at the same weight. Holdings dated Sep 30, 2026 and Oct 27, 2026.

0 half 100%

half

0% in common

Positions both hold · largest shared weight first DIA VTIP
Only in one fund ↓
Only in DIA
GOLDMAN SACHS GROUP INC 10.34%
CATERPILLAR INC 8.09%
MICROSOFT CORP 6.03%
AMGEN INC 5.08%
UNITEDHEALTH GROUP INC 4.65%
VISA INC CLASS A SHARES 4.56%
TRAVELERS COS INC 4.50%
APPLE INC 3.94%
Only in VTIP
United States Treasury Inflation Indexed Bonds 5.30%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.22%
United States Treasury Inflation Indexed Bonds 5.14%
United States Treasury Inflation Indexed Bonds 4.97%
United States Treasury Inflation Indexed Bonds 4.96%
United States Treasury Inflation Indexed Bonds 4.87%
United States Treasury Inflation Indexed Bonds 4.83%
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Side by side

DIA SPDR Dow Jones Industrial Average ETF Trust VTIP Vanguard Short-Term Inflation-Protected Securities Index Fund ETF Shares
Where it sits Stock ETF Bond ETF
What it is Tracks the Dow Jones Industrial Average Tracks an index of Short-Term Inflation-Protected Securities
Total return, 1 year +11.6% +2.2%
Expense ratio 0.16% 0.03%
Holdings 30 26
Net assets, DIA as of Oct 27, 2026 and VTIP as of Sep 30, 2026 $45.9bn $20.9bn

DIA and VTIP on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.

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About each fund
DIA

DIA tracks the Dow Jones Industrial Average. Over the year to Oct 28, 2026 it returned +11.6% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 54.7%. It sat 3.0% below its high of Aug 5, 2026 on Oct 28, 2026.

VTIP

VTIP tracks an index of Short-Term Inflation-Protected Securities. Over the year to Oct 28, 2026 it returned +2.2% with distributions reinvested. The prospectus expense ratio is 0.03% a year.

Questions people ask

Which returned more over the last year, DIA or VTIP?
In the year to Oct 28, 2026, with distributions reinvested, DIA returned +11.6% and VTIP +2.2%.
Which is cheaper, DIA or VTIP?
VTIP is cheaper, by 0.13 percentage points a year. That is about $13 on $10,000 held for a year. Fees come from each fund's prospectus.
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ETFIQ, DIA against VTIP, data as of Oct 28, 2026. https://etfiq.com/compare/any/dia-vs-vtip

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