Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
DIA vs VBIL: how they differ
DIA and VBIL hold 0% of their weight in the same names, and DIA returned more over the year.
SPDR Dow Jones Industrial Average ETF Trust and Vanguard 0-3 Month Treasury Bill ETF.
What they hold in common
By the books each fund has filed, DIA and VBIL hold 0% of their money in the same securities at the same weight.
| Only in DIA | Only in VBIL |
|---|---|
| GOLDMAN SACHS GROUP INC 11.61% | United States Treasury Bill 6.78% |
| CATERPILLAR INC 9.17% | United States Treasury Bill 6.10% |
| MICROSOFT CORP 5.61% | United States Treasury Bill 5.61% |
| UNITEDHEALTH GROUP INC 4.42% | United States Treasury Bill 5.41% |
| AMGEN INC 4.36% | United States Treasury Bill 5.18% |
| TRAVELERS COS INC/THE 4.19% | United States Treasury Bill 5.17% |
| VISA INC CLASS A SHARES 4.18% | United States Treasury Bill 5.15% |
| JPMORGAN CHASE + CO 4.03% | United States Treasury Bill 5.13% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and Sep 10, 2026.
| DIA SPDR Dow Jones Industrial Average ETF Trust | VBIL Vanguard 0-3 Month Treasury Bill ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | Dow Jones Industrial Average | 0-3 Month Treasury Bill |
| Total return, 1 year | +15.6% | +3.8% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.9 pts | −13.7 pts |
| Expense ratio | not published | 0.06% |
| Holdings | 31 | 26 |
DIA in plain words
DIA is an index equity fund tracking the Dow Jones Industrial Average. Over the year to Sep 11, 2026 it returned +15.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Sep 10, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 55.1%. It sat 3.1% below its high of Aug 5, 2026 on Sep 11, 2026.
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
Questions people ask
- Which returned more over the last year, DIA or VBIL?
- In the year to Sep 13, 2026, with distributions reinvested, DIA returned +15.6% and VBIL returned +3.8%, so DIA returned more. One year is one year; the longer windows are in the table.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, DIA against VBIL, data as of Sep 13, 2026. https://etfiq.com/compare/any/dia-vs-vbil Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources