Data as of Oct 28, 2026.
DIA vs MOAT: Differences, Returns & Fees
Over the year to Oct 28, 2026, DIA returned +11.6% to MOAT's +10.3%; 9% of their weight is in the same names.
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Net assets on Oct 27, 2026: $45.9bn for SPDR Dow Jones Industrial Average ETF Trust and $11.6bn for VanEck Morningstar Wide Moat ETF.
Pair scorecard
DIA costs 0.30 points a year less; their one-year returns differ by 1.3 points; DIA is 4.0 times larger.
| Measure | DIA | MOAT |
|---|---|---|
| Return | ||
| Total return, 1 year | +11.6% | +10.3% |
| Drawdown | ||
| Below its high | 3.0%, high on Aug 5, 2026 | 3.7%, high on Aug 27, 2026 |
| Benchmark | ||
| What it tracks | Dow Jones Industrial Average | Morningstar Wide Moat Focus Index |
| Cost and size | ||
| Expense ratio | 0.16% | 0.46% |
| Net assets, as of Oct 27, 2026 | $45.9bn | $11.6bn |
| Holdings | ||
| Holdings in common | 9% | |
| Top ten holdings, share of the fund | 54.7% | 26.5% |
Holdings in common uses holdings dated Oct 27, 2026. Method
Risk and return
May 4, 2012 to Oct 23, 2026 · 755 weekly returnsMOAT returned more: +559.2% to +438.3%. DIA swung slightly less: 15.6% to 17.1%. MOAT fell less at its worst: −30.8% to −34.5%.
Full scorecard
9 measures, with how each is measured Open ↓
| Measure | DIA | MOAT | Edge | How it is measured |
|---|---|---|---|---|
| Return | ||||
| Total return | +438.3% | +559.2% | MOAT | Price change plus distributions, reinvested. |
| Annualized | +12.3% | +13.9% | MOAT | Total return as a yearly rate. |
| Price return | +300.8% | +453.0% | MOAT | Price change alone, distributions left out. |
| Risk | ||||
| Volatility | 15.6% | 17.1% | DIA (slight) | Spread of weekly returns, annualized. Lower is steadier. |
| Downside deviation | 10.9% | 11.6% | DIA (slight) | Like volatility, counting only weeks below the Treasury bill rate. |
| Max drawdown | −34.5% | −30.8% | MOAT | Deepest fall from a high to the low after it. |
| Risk-adjusted | ||||
| Sharpe | 0.71 | 0.74 | MOAT (slight) | Return above Treasury bills per unit of volatility. |
| Sortino | 1.02 | 1.10 | MOAT (slight) | Return above Treasury bills per unit of downside deviation. |
| Calmar | 0.36 | 0.45 | MOAT | Annualized return divided by the max drawdown. |
Computed by ETFIQ from Tiingo daily prices and ETFIQ's distribution records, 755 weekly returns. Cash rate: the 13-week Treasury bill.
What they share
By the books each fund has filed, DIA and MOAT hold 9% of their money in the same securities at the same weight. Holdings dated Oct 27, 2026.
half
9% in common
Only in one fund ↓
Side by side
DIA and MOAT on the fields both publish, as of Oct 28, 2026. Source: ETFIQ.
DIA and MOAT do different jobs. What does each one do in a portfolio?
- What each follows. DIA follows Dow Jones Industrial Average and MOAT follows Morningstar Wide Moat Focus Index.
- Holdings in common. 9% of the weight is in the same securities (holdings dated Oct 27, 2026).
- Cost. DIA charges 0.16% of assets a year and MOAT 0.46%, a gap of 0.30 points.
Data as of Oct 28, 2026.
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DIA
DIA tracks the Dow Jones Industrial Average. Over the year to Oct 28, 2026 it returned +11.6% with distributions reinvested. The prospectus expense ratio is 0.16% a year. By its holdings published by its issuer for Oct 27, 2026, 97% of the fund by weight is stocks the S&P 500 also holds, across 30 positions, with the top ten at 54.7%. It sat 3.0% below its high of Aug 5, 2026 on Oct 28, 2026.
MOAT
MOAT tracks the Morningstar Wide Moat. Over the year to Oct 28, 2026 it returned +10.3% with distributions reinvested, against +13.7% for its benchmark, the S&P 500 Index. The prospectus expense ratio is 0.46% a year. By its holdings published by its issuer for Oct 27, 2026, 92% of the fund by weight is stocks the S&P 500 also holds, across 54 positions, with the top ten at 26.5%. It sat 3.7% below its high of Aug 27, 2026 on Oct 28, 2026.
Questions people ask
- Which returned more over the last year, DIA or MOAT?
- In the year to Oct 28, 2026, with distributions reinvested, DIA returned +11.6% and MOAT +10.3%.
- Which is cheaper, DIA or MOAT?
- DIA is cheaper, by 0.30 percentage points a year. That is about $30 on $10,000 held for a year. Fees come from each fund's prospectus.
Links are sources, not endorsements. A comparison is not a recommendation.
How this is computed
Overlap adds up the smaller of the two weights for each security both funds hold.
Cite this pageCitation, APA and Markdown
ETFIQ, DIA against MOAT, data as of Oct 28, 2026. https://etfiq.com/compare/any/dia-vs-moat
ETFIQ. (Oct 28, 2026). DIA against MOAT. Retrieved from https://etfiq.com/compare/any/dia-vs-moat
[DIA against MOAT (ETFIQ, Oct 28, 2026)](https://etfiq.com/compare/any/dia-vs-moat)
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