Data as of Sep 13, 2026. Both funds on the fields they both publish, from the same sources.
AIOO vs IVV: how they differ
Over the year IVV returned more, +17.6% against +4.1%, and IVV charges 0.03% against 0.64%.
AllianzIM U.S. Equity Buffer100 ETF - Jan and iShares Core S&P 500 ETF.
| AIOO AllianzIM U.S. Equity Buffer100 ETF - Jan | IVV iShares Core S&P 500 ETF | |
|---|---|---|
| Where it sits | Buffer ETF | Core index fund |
| Issuer | AllianzIM | iShares |
| What it is | Defined outcome, 100% on SPY | S&P 500 |
| Total return, 1 year | +4.1% | +17.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.4 pts | +0.1 pts |
| Expense ratio | 0.64% | 0.03% |
| Holdings | not filed | 505 |
AIOO in plain words
This fund has no cap. It takes a share of any further rise in SPY. The fund's price can fall 0.5% from here before the buffer starts absorbing losses, by the issuer's figure. In index terms, SPY can fall 2.3% from today's level to the point where the buffer begins. Protection left, in index points: 100.0% of the 100.0% buffer still sits below today's SPY level. 19 days remained on Sep 13, 2026. On Sep 30, 2026 the period ends and a new cap is set.
IVV in plain words
IVV is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Sep 10, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 505 positions, with the top ten at 38.1%.
Questions people ask
- Which returned more over the last year, AIOO or IVV?
- In the year to Sep 13, 2026, with distributions reinvested, AIOO returned +4.1% and IVV returned +17.6%, so IVV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, AIOO or IVV?
- AIOO charges 0.64% a year and IVV charges 0.03%, so IVV is cheaper. Fees come from each fund's prospectus.
- Are AIOO and IVV the same kind of fund?
- No. AIOO is a buffer ETF and IVV is an index ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, AIOO against IVV, data as of Sep 13, 2026. https://etfiq.com/compare/any/aioo-vs-ivv Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources