Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VTWO vs XLF: how they differ
VTWO and XLF hold 0% of their weight in the same names, and VTWO returned more over the year.
Vanguard Russell 2000 Index Fund and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VTWO and XLF hold 0% of their money in the same securities at the same weight.
| Only in VTWO | Only in XLF |
|---|---|
| Bloom Energy Corp 1.83% | Berkshire Hathaway Inc 12.10% |
| Credo Technology Group Holding Ltd 1.12% | JPMorgan Chase & Co 11.57% |
| Sterling Infrastructure Inc 0.76% | Visa Inc 7.51% |
| Fabrinet 0.69% | Mastercard Inc 5.47% |
| Nextpower Inc 0.67% | Bank of America Corp 4.91% |
| IonQ Inc 0.63% | Goldman Sachs Group Inc/The 3.94% |
| Coeur Mining Inc 0.58% | Wells Fargo & Co 3.34% |
| TTM Technologies Inc 0.52% | Morgan Stanley 3.31% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| VTWO Vanguard Russell 2000 Index Fund | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Russell 2000 | Financials |
| Total return, 1 year | +21.4% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +3.9 pts | −9.9 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 0.5% | 100.0% |
| Holdings | 1951 | 76 |
VTWO in plain words
VTWO is an index equity fund tracking the Russell 2000. Over the year to Sep 11, 2026 it returned +21.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for May 31, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 1951 positions, with the top ten at 7.8%. It sat 5.3% below its high of Aug 14, 2026 on Sep 11, 2026.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.
Questions people ask
- Which returned more over the last year, VTWO or XLF?
- In the year to Sep 12, 2026, with distributions reinvested, VTWO returned +21.4% and XLF returned +7.6%, so VTWO returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTWO or XLF?
- VTWO charges 0.07% a year and XLF charges 0.08%, so VTWO is cheaper. Fees come from each fund's prospectus.
- How much do VTWO and XLF overlap with the S&P 500?
- By their latest filed holdings, 0% of VTWO and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTWO against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/VTWO-XLF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources