Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VTV vs XRT: how they differ
VTV and XRT hold 2% of their weight in the same names, and VTV returned more over the year.
Vanguard Value Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VTV and XRT hold 2% of their money in the same securities at the same weight.
| Holding | VTV | XRT |
|---|---|---|
| Walmart Inc | 1.87% | 1.27% |
| Ross Stores Inc | 0.26% | 1.24% |
| Target Corp | 0.22% | 1.38% |
| eBay Inc | 0.19% | 1.42% |
| Dollar General Corp | 0.10% | 1.42% |
| Kroger Co/The | 0.09% | 1.17% |
| Dollar Tree Inc | 0.08% | 1.48% |
| Ulta Beauty Inc | 0.07% | 1.30% |
| Tractor Supply Co | 0.03% | 1.39% |
| Only in VTV | Only in XRT |
|---|---|
| Micron Technology Inc 4.89% | Groupon Inc 1.78% |
| JPMorgan Chase & Co 3.07% | RealReal Inc/The 1.75% |
| Berkshire Hathaway Inc 2.96% | Bath & Body Works Inc 1.73% |
| Johnson & Johnson 2.30% | Warby Parker Inc 1.64% |
| Exxon Mobil Corp 2.13% | Upbound Group Inc 1.59% |
| Caterpillar Inc 1.84% | Coupang Inc 1.55% |
| AbbVie Inc 1.67% | Maplebear Inc 1.55% |
| Cisco Systems Inc 1.57% | Revolve Group Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VTV Vanguard Value Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | US value | SPDR S&P Retail |
| Total return, 1 year | +22.9% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +5.4 pts | −20.6 pts |
| Expense ratio | 0.03% | 0.35% |
| Already in the S&P 500 | 98.6% | 22.5% |
| Holdings | 308 | 75 |
VTV in plain words
VTV is an index equity fund tracking the US value. Over the year to Sep 11, 2026 it returned +22.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 99% of the fund by weight is stocks the S&P 500 also holds, across 308 positions, with the top ten at 23.7%.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VTV or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VTV returned +22.9% and XRT returned −3.0%, so VTV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTV or XRT?
- VTV charges 0.03% a year and XRT charges 0.35%, so VTV is cheaper. Fees come from each fund's prospectus.
- How much do VTV and XRT overlap with the S&P 500?
- By their latest filed holdings, 99% of VTV and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTV against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VTV-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources