Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
VTI vs XYLD
Vanguard Total Stock Market Index Fund and Global X S&P 500 Covered Call ETF.
What they hold in common
By the books each fund has filed, VTI and XYLD hold 68% of their money in the same securities at the same weight.
| Holding | VTI | XYLD |
|---|---|---|
| NVIDIA Corp | 6.37% | 7.85% |
| Microsoft Corp | 3.84% | 4.90% |
| Alphabet Inc | 2.90% | 3.63% |
| Broadcom Inc | 2.48% | 3.20% |
| Alphabet Inc | 2.29% | 2.89% |
| Meta Platforms Inc | 1.71% | 2.17% |
| Tesla Inc | 1.64% | 1.74% |
| Eli Lilly & Co | 1.41% | 1.20% |
| JPMorgan Chase & Co | 1.12% | 1.37% |
| Micron Technology Inc | 1.80% | 0.94% |
| Johnson & Johnson | 0.85% | 0.90% |
| Exxon Mobil Corp | 0.79% | 1.04% |
| Only in VTI | Only in XYLD |
|---|---|
| Apple Inc 5.88% | APPLE INC. 6.45% |
| Amazon.com Inc 3.19% | AMAZON.COM, INC. 4.19% |
| Advanced Micro Devices Inc 1.31% | BERKSHIRE HATHAWAY INC. 1.41% |
| Berkshire Hathaway Inc 1.25% | ADVANCED MICRO DEVICES, INC. 0.94% |
| Applied Materials Inc 0.80% | BANK OF AMERICA CORPORATION 0.57% |
| Bank of America Corp 0.50% | APPLIED MATERIALS, INC. 0.51% |
| Marvell Technology Inc 0.37% | RTX CORPORATION 0.38% |
| RTX Corp 0.35% | ANALOG DEVICES, INC. 0.32% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings as filed for Apr 30, 2026 and Jun 30, 2026.
| VTI Vanguard Total Stock Market Index Fund | XYLD Global X S&P 500 Covered Call ETF | |
|---|---|---|
| Where it sits | Core fund | Income desk |
| Issuer | Vanguard | Global X |
| What it is | US total market | covered call, vs ACWI |
| Total return, 1 year | +20.0% | +18.6% |
| S&P 500 over the same days | +20.0% | +22.7% |
| Gap to the S&P 500 | +0.0 pts | −4.1 pts |
| Cash paid, 1 year | not an income fund | 11.1% |
| Expense ratio | 0.03% | 0.60% |
| Holdings | 3531 | n/a |
VTI in plain words
VTI is a index equity fund tracking US total market. Over the year to Sep 4, 2026 it returned +20.0% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
XYLD in plain words
Over the year to Sep 4, 2026, XYLD paid 11.1% of its starting value in cash distributions while its price rose 6.5%. With every distribution reinvested, the fund returned +18.6%. All-country world (ACWI) returned +22.7% over the same days, so a holder was behind by 4.1 pts. At its price on Sep 4, 2026 the latest distribution annualises to 9.0%, paid monthly. Global X estimates that 93% of the distribution paid Aug 27, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).
Questions people ask
- Which returned more over the last year, VTI or XYLD?
- In the year to Sep 4, 2026, with distributions reinvested, VTI returned +20.0% and XYLD returned +18.6%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTI or XYLD?
- VTI charges 0.03% a year and XYLD charges 0.60%, so VTI is cheaper. Fees come from each fund's prospectus.
- Are VTI and XYLD the same kind of fund?
- No. VTI is an index ETF and XYLD is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTI against XYLD, data as of Sep 4, 2026. https://etfiq.com/compare/any/VTI-XYLD.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources