Data as of Sep 4, 2026. Both funds on the fields they both publish, from the same sources.
SCHD vs XYLD
Schwab U.S. Dividend Equity ETF and Global X S&P 500 Covered Call ETF.
What they hold in common
By the books each fund has filed, SCHD and XYLD hold 7% of their money in the same securities at the same weight.
| Holding | SCHD | XYLD |
|---|---|---|
| Chevron Corp | 3.84% | 0.59% |
| Procter & Gamble Co/The | 3.55% | 0.55% |
| UnitedHealth Group Inc | 5.10% | 0.54% |
| Home Depot Inc/The | 3.37% | 0.53% |
| Coca-Cola Co/The | 3.96% | 0.49% |
| Merck & Co Inc | 3.87% | 0.44% |
| Texas Instruments Inc | 5.92% | 0.41% |
| PepsiCo Inc | 3.45% | 0.35% |
| Verizon Communications Inc | 3.66% | 0.33% |
| QUALCOMM Inc | 6.75% | 0.31% |
| ConocoPhillips | 3.52% | 0.25% |
| Bristol-Myers Squibb Co | 2.94% | 0.20% |
| Only in SCHD | Only in XYLD |
|---|---|
| Amgen Inc 3.48% | NVIDIA CORPORATION 7.85% |
| Abbott Laboratories 2.97% | APPLE INC. 6.45% |
| Accenture PLC 2.90% | MICROSOFT CORPORATION 4.90% |
| Automatic Data Processing Inc 2.25% | AMAZON.COM, INC. 4.19% |
| Target Corp 1.45% | ALPHABET INC. 3.63% |
| Archer-Daniels-Midland Co 0.97% | BROADCOM INC. 3.20% |
| East West Bancorp Inc 0.42% | ALPHABET INC. 2.89% |
| Best Buy Co Inc 0.38% | META PLATFORMS, INC. 2.17% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings as filed for Apr 30, 2026 and May 31, 2026.
| SCHD Schwab U.S. Dividend Equity ETF | XYLD Global X S&P 500 Covered Call ETF | |
|---|---|---|
| Where it sits | Core fund | Income desk |
| Issuer | Schwab | Global X |
| What it is | US dividend | covered call, vs ACWI |
| Total return, 1 year | +30.3% | +18.6% |
| S&P 500 over the same days | +20.0% | +22.7% |
| Gap to the S&P 500 | +10.3 pts | −4.1 pts |
| Cash paid, 1 year | not an income fund | 11.1% |
| Expense ratio | 0.06% | 0.60% |
| Holdings | 99 | n/a |
SCHD in plain words
SCHD is a index equity fund tracking US dividend. Over the year to Sep 4, 2026 it returned +30.3% with distributions reinvested, against +20.0% for the S&P 500 and +25.6% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year. By its holdings filed for May 31, 2026, 95% of the fund by weight is stocks the S&P 500 also holds, across 99 positions, with the top ten at 43.7%.
XYLD in plain words
Over the year to Sep 4, 2026, XYLD paid 11.1% of its starting value in cash distributions while its price rose 6.5%. With every distribution reinvested, the fund returned +18.6%. All-country world (ACWI) returned +22.7% over the same days, so a holder was behind by 4.1 pts. At its price on Sep 4, 2026 the latest distribution annualises to 9.0%, paid monthly. Global X estimates that 93% of the distribution paid Aug 27, 2026 was a return of capital (19a-1 notice, estimated, a tax characterisation rather than a measure of erosion).
Questions people ask
- Which returned more over the last year, SCHD or XYLD?
- In the year to Sep 4, 2026, with distributions reinvested, SCHD returned +30.3% and XYLD returned +18.6%, so SCHD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SCHD or XYLD?
- SCHD charges 0.06% a year and XYLD charges 0.60%, so SCHD is cheaper. Fees come from each fund's prospectus.
- Are SCHD and XYLD the same kind of fund?
- No. SCHD is an index ETF and XYLD is an option-income ETF, so they are built for different jobs. The table compares what both publish: return, cost and what each actually holds.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SCHD against XYLD, data as of Sep 4, 2026. https://etfiq.com/compare/any/SCHD-XYLD.html Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources