Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VTEB vs XLP: how they differ
VTEB and XLP hold 0% of their weight in the same names, and XLP returned more over the year.
Vanguard Tax-Exempt Bond Index Fund and State Street(R) Consumer Staples Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VTEB and XLP hold 0% of their money in the same securities at the same weight.
| Only in VTEB | Only in XLP |
|---|---|
| University of California 0.12% | Walmart Inc 10.84% |
| Triborough Bridge & Tunnel Authority 0.12% | Costco Wholesale Corp 9.06% |
| Colorado State Education Loan Program 0.11% | Procter & Gamble Co/The 7.46% |
| State of California 0.11% | Coca-Cola Co/The 6.87% |
| New York City Transitional Finance Autho 0.09% | Philip Morris International Inc 6.16% |
| Dallas Independent School District 0.09% | Colgate-Palmolive Co 4.71% |
| New York State Dormitory Authority 0.09% | Altria Group Inc 4.55% |
| Ohio Water Development Authority Water P 0.09% | Monster Beverage Corp 4.47% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| VTEB Vanguard Tax-Exempt Bond Index Fund | XLP State Street(R) Consumer Staples Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Tax-Exempt Bond | Consumer staples |
| Total return, 1 year | +0.2% | +6.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −17.3 pts | −11.2 pts |
| Expense ratio | 0.03% | 0.08% |
| Holdings | 10185 | 34 |
VTEB in plain words
VTEB is a bond fund tracking the Tax-Exempt Bond. Over the year to Sep 11, 2026 it returned +0.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.6% below its high of Jul 6, 2026 on Sep 11, 2026.
XLP in plain words
XLP is an index equity fund tracking the Consumer staples. Over the year to Sep 11, 2026 it returned +6.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 34 positions, with the top ten at 62.6%. It sat 6.2% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VTEB or XLP?
- In the year to Sep 12, 2026, with distributions reinvested, VTEB returned +0.2% and XLP returned +6.3%, so XLP returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VTEB or XLP?
- VTEB charges 0.03% a year and XLP charges 0.08%, so VTEB is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VTEB against XLP, data as of Sep 12, 2026. https://etfiq.com/compare/any/VTEB-XLP Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources