Which returned more over the last year, VOOG or XLY?

In the year to Sep 12, 2026, with distributions reinvested, VOOG returned +17.8% and XLY returned −4.1%, so VOOG returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VOOG or XLY?

VOOG charges 0.05% a year and XLY charges 0.08%, so VOOG is cheaper. Fees come from each fund's prospectus.

How much do VOOG and XLY overlap with the S&P 500?

By their latest filed holdings, 100% of VOOG and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 9% of their books are the same securities at the same weight.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VOOG vs XLY: how they differ

VOOG and XLY hold 9% of their weight in the same names, and VOOG returned more over the year.

Vanguard S&P 500 Growth Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, VOOG and XLY hold 9% of their money in the same securities at the same weight.

Positions VOOG and XLY both hold, largest shared weight first
Holding	VOOG	XLY
Amazon.com Inc	3.90%	22.24%
Tesla Inc	2.12%	19.66%
Booking Holdings Inc	0.38%	3.44%
TJX Cos Inc/The	0.26%	3.93%
McDonald's Corp	0.24%	4.16%
Marriott International Inc/MD	0.23%	2.02%
Hilton Worldwide Holdings Inc	0.21%	1.87%
O'Reilly Automotive Inc	0.20%	1.90%
DoorDash Inc	0.17%	1.74%
eBay Inc	0.10%	1.24%
Ross Stores Inc	0.10%	1.71%
AutoZone Inc	0.09%	1.31%

Largest positions each one holds and the other does not
Only in VOOG	Only in XLY
NVIDIA Corp 14.29%	Home Depot Inc/The 5.83%
Microsoft Corp 9.31%	Lowe's Cos Inc 3.08%
Apple Inc 6.38%	Starbucks Corp 2.90%
Alphabet Inc 6.17%	Royal Caribbean Cruises Ltd 1.97%
Broadcom Inc 5.90%	General Motors Co 1.73%
Alphabet Inc 4.90%	Ford Motor Co 1.35%
Meta Platforms Inc 3.85%	NIKE Inc 1.23%
Micron Technology Inc 3.04%	Chipotle Mexican Grill Inc 1.09%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VOOG and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VOOG Vanguard S&P 500 Growth Index Fund	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	State Street
What it is	S&P 500 Growth	Consumer discretionary
Total return, 1 year	+17.8%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	+0.3 pts	−21.6 pts
Expense ratio	0.05%	0.08%
Already in the S&P 500	100.0%	100.0%
Holdings	146	47

VOOG in plain words

VOOG is an index equity fund tracking the S&P 500 Growth. Over the year to Sep 11, 2026 it returned +17.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for May 31, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 146 positions, with the top ten at 60.2%.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VOOG or XLY?: In the year to Sep 12, 2026, with distributions reinvested, VOOG returned +17.8% and XLY returned −4.1%, so VOOG returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VOOG or XLY?: VOOG charges 0.05% a year and XLY charges 0.08%, so VOOG is cheaper. Fees come from each fund's prospectus.
How much do VOOG and XLY overlap with the S&P 500?: By their latest filed holdings, 100% of VOOG and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 9% of their books are the same securities at the same weight.

Other comparisons

Where to next

Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VOOG against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VOOG against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/VOOG-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources