Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VO vs XRT: how they differ
VO and XRT hold 4% of their weight in the same names, and VO returned more over the year.
Vanguard Mid-Cap Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VO and XRT hold 4% of their money in the same securities at the same weight.
| Holding | VO | XRT |
|---|---|---|
| Ross Stores Inc | 0.67% | 1.24% |
| Target Corp | 0.57% | 1.38% |
| AutoZone Inc | 0.51% | 1.39% |
| eBay Inc | 0.48% | 1.42% |
| Carvana Co | 0.43% | 1.32% |
| Kroger Co/The | 0.30% | 1.17% |
| Dollar General Corp | 0.25% | 1.42% |
| Dollar Tree Inc | 0.21% | 1.48% |
| Ulta Beauty Inc | 0.19% | 1.30% |
| Burlington Stores Inc | 0.10% | 1.31% |
| Tractor Supply Co | 0.08% | 1.39% |
| Only in VO | Only in XRT |
|---|---|
| Vertiv Holdings Co 1.23% | Groupon Inc 1.78% |
| Western Digital Corp 1.07% | RealReal Inc/The 1.75% |
| Seagate Technology Holdings PLC 1.05% | Bath & Body Works Inc 1.73% |
| Quanta Services Inc 1.05% | Warby Parker Inc 1.64% |
| Howmet Aerospace Inc 1.04% | Upbound Group Inc 1.59% |
| Cummins Inc 0.95% | Coupang Inc 1.55% |
| Datadog Inc 0.84% | Maplebear Inc 1.55% |
| Bloom Energy Corp 0.79% | Revolve Group Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VO Vanguard Mid-Cap Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Mid-Cap | SPDR S&P Retail |
| Total return, 1 year | +12.0% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −5.5 pts | −20.6 pts |
| Expense ratio | 0.03% | 0.35% |
| Already in the S&P 500 | 91.4% | 22.5% |
| Holdings | 282 | 75 |
VO in plain words
VO is an index equity fund tracking the Mid-Cap. Over the year to Sep 11, 2026 it returned +12.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 91% of the fund by weight is stocks the S&P 500 also holds, across 282 positions, with the top ten at 9.6%. It sat 4.1% below its high of Aug 14, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VO or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VO returned +12.0% and XRT returned −3.0%, so VO returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VO or XRT?
- VO charges 0.03% a year and XRT charges 0.35%, so VO is cheaper. Fees come from each fund's prospectus.
- How much do VO and XRT overlap with the S&P 500?
- By their latest filed holdings, 91% of VO and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 4% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VO against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VO-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources