Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VEA vs XRT: how they differ
VEA and XRT hold 0% of their weight in the same names, and VEA returned more over the year.
Vanguard Developed Markets Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VEA and XRT hold 0% of their money in the same securities at the same weight.
| Only in VEA | Only in XRT |
|---|---|
| ASML Holding NV 2.37% | Groupon Inc 1.78% |
| Samsung Electronics Co Ltd 1.56% | RealReal Inc/The 1.75% |
| SK hynix Inc 1.40% | Bath & Body Works Inc 1.73% |
| HSBC Holdings PLC 1.01% | Warby Parker Inc 1.64% |
| Novartis AG 0.91% | Upbound Group Inc 1.59% |
| Royal Bank of Canada 0.90% | Coupang Inc 1.55% |
| AstraZeneca PLC 0.87% | Maplebear Inc 1.55% |
| Nestle SA 0.82% | Revolve Group Inc 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VEA Vanguard Developed Markets Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Developed markets ex US | SPDR S&P Retail |
| Total return, 1 year | +24.5% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +7.0 pts | −20.6 pts |
| Expense ratio | 0.03% | 0.35% |
| Already in the S&P 500 | 0.0% | 22.5% |
| Holdings | 3870 | 75 |
VEA in plain words
VEA is an index equity fund tracking the Developed markets ex US. Over the year to Sep 11, 2026 it returned +24.5% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 3870 positions, with the top ten at 13.2%.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VEA or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VEA returned +24.5% and XRT returned −3.0%, so VEA returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VEA or XRT?
- VEA charges 0.03% a year and XRT charges 0.35%, so VEA is cheaper. Fees come from each fund's prospectus.
- How much do VEA and XRT overlap with the S&P 500?
- By their latest filed holdings, 0% of VEA and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VEA against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VEA-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources