Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VDE vs XLF: how they differ
VDE and XLF hold 0% of their weight in the same names, and VDE returned more over the year.
Vanguard Energy Index Fund and State Street(R) Financial Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VDE and XLF hold 0% of their money in the same securities at the same weight.
| Only in VDE | Only in XLF |
|---|---|
| Exxon Mobil Corp 21.37% | Berkshire Hathaway Inc 12.10% |
| Chevron Corp 14.53% | JPMorgan Chase & Co 11.57% |
| ConocoPhillips 5.79% | Visa Inc 7.51% |
| Williams Cos Inc/The 3.65% | Mastercard Inc 5.47% |
| SLB Ltd 3.49% | Bank of America Corp 4.91% |
| Marathon Petroleum Corp 3.29% | Goldman Sachs Group Inc/The 3.94% |
| Valero Energy Corp 3.19% | Wells Fargo & Co 3.34% |
| EOG Resources Inc 3.06% | Morgan Stanley 3.31% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| VDE Vanguard Energy Index Fund | XLF State Street(R) Financial Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Energy | Financials |
| Total return, 1 year | +50.6% | +7.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +33.1 pts | −9.9 pts |
| Expense ratio | 0.09% | 0.08% |
| Already in the S&P 500 | 81.6% | 100.0% |
| Holdings | 105 | 76 |
VDE in plain words
VDE is an index equity fund tracking the Energy. Over the year to Sep 11, 2026 it returned +50.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 82% of the fund by weight is stocks the S&P 500 also holds, across 105 positions, with the top ten at 64.0%.
XLF in plain words
XLF is an index equity fund tracking the Financials. Over the year to Sep 11, 2026 it returned +7.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 76 positions, with the top ten at 57.7%.
Questions people ask
- Which returned more over the last year, VDE or XLF?
- In the year to Sep 12, 2026, with distributions reinvested, VDE returned +50.6% and XLF returned +7.6%, so VDE returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VDE or XLF?
- VDE charges 0.09% a year and XLF charges 0.08%, so XLF is cheaper. Fees come from each fund's prospectus.
- How much do VDE and XLF overlap with the S&P 500?
- By their latest filed holdings, 82% of VDE and 100% of XLF by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VDE against XLF, data as of Sep 12, 2026. https://etfiq.com/compare/any/VDE-XLF Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources