Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VDC vs XRT: how they differ
VDC and XRT hold 10% of their weight in the same names, and VDC returned more over the year.
Vanguard Consumer Staples Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VDC and XRT hold 10% of their money in the same securities at the same weight.
| Holding | VDC | XRT |
|---|---|---|
| Target Corp | 2.03% | 1.38% |
| Costco Wholesale Corp | 12.04% | 1.29% |
| Walmart Inc | 14.76% | 1.27% |
| Kroger Co/The | 1.39% | 1.17% |
| Casey's General Stores Inc | 1.11% | 1.17% |
| Dollar General Corp | 0.92% | 1.42% |
| Dollar Tree Inc | 0.87% | 1.48% |
| BJ's Wholesale Club Holdings Inc | 0.50% | 1.27% |
| Sprouts Farmers Market Inc | 0.46% | 1.32% |
| Maplebear Inc | 0.39% | 1.55% |
| PriceSmart Inc | 0.33% | 1.51% |
| Albertsons Cos Inc | 0.32% | 1.20% |
| Only in VDC | Only in XRT |
|---|---|
| Procter & Gamble Co/The 9.27% | Groupon Inc 1.78% |
| Coca-Cola Co/The 8.72% | RealReal Inc/The 1.75% |
| Philip Morris International Inc 4.66% | Bath & Body Works Inc 1.73% |
| PepsiCo Inc 4.30% | Warby Parker Inc 1.64% |
| Altria Group Inc 3.91% | Upbound Group Inc 1.59% |
| Mondelez International Inc 2.69% | Coupang Inc 1.55% |
| Colgate-Palmolive Co 2.37% | Revolve Group Inc 1.52% |
| Monster Beverage Corp 2.24% | Victoria's Secret & Co 1.52% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| VDC Vanguard Consumer Staples Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Consumer Staples | SPDR S&P Retail |
| Total return, 1 year | +4.6% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −12.9 pts | −20.6 pts |
| Expense ratio | 0.09% | 0.35% |
| Already in the S&P 500 | 86.6% | 22.5% |
| Holdings | 103 | 75 |
VDC in plain words
VDC is an index equity fund tracking the Consumer Staples. Over the year to Sep 11, 2026 it returned +4.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 87% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 65.0%. It sat 6.8% below its high of Feb 27, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VDC or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VDC returned +4.6% and XRT returned −3.0%, so VDC returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VDC or XRT?
- VDC charges 0.09% a year and XRT charges 0.35%, so VDC is cheaper. Fees come from each fund's prospectus.
- How much do VDC and XRT overlap with the S&P 500?
- By their latest filed holdings, 87% of VDC and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 10% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VDC against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VDC-XRT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources