Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VDC vs XLY: how they differ
VDC and XLY hold 0% of their weight in the same names, and VDC returned more over the year.
Vanguard Consumer Staples Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VDC and XLY hold 0% of their money in the same securities at the same weight.
| Only in VDC | Only in XLY |
|---|---|
| Walmart Inc 14.76% | Amazon.com Inc 22.24% |
| Costco Wholesale Corp 12.04% | Tesla Inc 19.66% |
| Procter & Gamble Co/The 9.27% | Home Depot Inc/The 5.83% |
| Coca-Cola Co/The 8.72% | McDonald's Corp 4.16% |
| Philip Morris International Inc 4.66% | TJX Cos Inc/The 3.93% |
| PepsiCo Inc 4.30% | Booking Holdings Inc 3.44% |
| Altria Group Inc 3.91% | Lowe's Cos Inc 3.08% |
| Mondelez International Inc 2.69% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.
| VDC Vanguard Consumer Staples Index Fund | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Consumer Staples | Consumer discretionary |
| Total return, 1 year | +4.6% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −12.9 pts | −21.6 pts |
| Expense ratio | 0.09% | 0.08% |
| Already in the S&P 500 | 86.6% | 100.0% |
| Holdings | 103 | 47 |
VDC in plain words
VDC is an index equity fund tracking the Consumer Staples. Over the year to Sep 11, 2026 it returned +4.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 87% of the fund by weight is stocks the S&P 500 also holds, across 103 positions, with the top ten at 65.0%. It sat 6.8% below its high of Feb 27, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VDC or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, VDC returned +4.6% and XLY returned −4.1%, so VDC returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VDC or XLY?
- VDC charges 0.09% a year and XLY charges 0.08%, so XLY is cheaper. Fees come from each fund's prospectus.
- How much do VDC and XLY overlap with the S&P 500?
- By their latest filed holdings, 87% of VDC and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VDC against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/VDC-XLY Free to use with attribution; the underlying files are at Open data.
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