Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VBR vs XRT: how they differ
VBR and XRT hold 3% of their weight in the same names, and VBR returned more over the year.
Vanguard Small-Cap Value Index Fund and State Street(R) SPDR(R) S&P(R) Retail ETF.
What they hold in common
By the books each fund has filed, VBR and XRT hold 3% of their money in the same securities at the same weight.
| Holding | VBR | XRT |
|---|---|---|
| Best Buy Co Inc | 0.33% | 1.36% |
| Dick's Sporting Goods Inc | 0.30% | 1.43% |
| BJ's Wholesale Club Holdings Inc | 0.24% | 1.27% |
| Murphy USA Inc | 0.19% | 1.19% |
| GameStop Corp | 0.19% | 1.33% |
| Tractor Supply Co | 0.18% | 1.39% |
| Lithia Motors Inc | 0.14% | 1.29% |
| Victoria's Secret & Co | 0.14% | 1.52% |
| AutoNation Inc | 0.13% | 1.30% |
| CarMax Inc | 0.13% | 1.48% |
| Macy's Inc | 0.12% | 1.38% |
| PriceSmart Inc | 0.11% | 1.51% |
| Only in VBR | Only in XRT |
|---|---|
| Jabil Inc 0.87% | Groupon Inc 1.78% |
| NRG Energy Inc 0.66% | RealReal Inc/The 1.75% |
| Tapestry Inc 0.64% | Warby Parker Inc 1.64% |
| Atmos Energy Corp 0.62% | Coupang Inc 1.55% |
| Williams-Sonoma Inc 0.59% | Maplebear Inc 1.55% |
| Moderna Inc 0.54% | Revolve Group Inc 1.52% |
| Smurfit Westrock PLC 0.52% | MarineMax Inc 1.52% |
| F5 Inc 0.50% | Dollar Tree Inc 1.48% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VBR Vanguard Small-Cap Value Index Fund | XRT State Street(R) SPDR(R) S&P(R) Retail ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Small-Cap Value | SPDR S&P Retail |
| Total return, 1 year | +16.3% | −3.0% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.2 pts | −20.6 pts |
| Expense ratio | 0.05% | 0.35% |
| Already in the S&P 500 | 30.5% | 22.5% |
| Holdings | 840 | 75 |
VBR in plain words
VBR is an index equity fund tracking the Small-Cap Value. Over the year to Sep 11, 2026 it returned +16.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Jun 30, 2026, 30% of the fund by weight is stocks the S&P 500 also holds, across 840 positions, with the top ten at 5.9%. It sat 3.8% below its high of Aug 14, 2026 on Sep 11, 2026.
XRT in plain words
XRT is an index equity fund tracking the SPDR S&P Retail. Over the year to Sep 11, 2026 it returned −3.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 22% of the fund by weight is stocks the S&P 500 also holds, across 75 positions, with the top ten at 16.1%. It sat 12.2% below its high of Nov 16, 2021 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VBR or XRT?
- In the year to Sep 12, 2026, with distributions reinvested, VBR returned +16.3% and XRT returned −3.0%, so VBR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VBR or XRT?
- VBR charges 0.05% a year and XRT charges 0.35%, so VBR is cheaper. Fees come from each fund's prospectus.
- How much do VBR and XRT overlap with the S&P 500?
- By their latest filed holdings, 30% of VBR and 22% of XRT by weight is stocks the S&P 500 already holds. Between the two funds, 3% of their books are the same securities at the same weight.
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Where these figures came from
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Cite this page. ETFIQ, VBR against XRT, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBR-XRT Free to use with attribution; the underlying files are at Open data.
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