Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VBR vs XLY: how they differ
VBR and XLY hold 3% of their weight in the same names, and VBR returned more over the year.
Vanguard Small-Cap Value Index Fund and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VBR and XLY hold 3% of their money in the same securities at the same weight.
| Holding | VBR | XLY |
|---|---|---|
| Tapestry Inc | 0.64% | 0.74% |
| Williams-Sonoma Inc | 0.59% | 0.68% |
| Genuine Parts Co | 0.35% | 0.40% |
| Best Buy Co Inc | 0.33% | 0.37% |
| Hasbro Inc | 0.25% | 0.28% |
| NVR Inc | 0.19% | 0.46% |
| MGM Resorts International | 0.18% | 0.23% |
| Tractor Supply Co | 0.18% | 0.41% |
| Ralph Lauren Corp | 0.15% | 0.39% |
| Lululemon Athletica Inc | 0.13% | 0.30% |
| Only in VBR | Only in XLY |
|---|---|
| Jabil Inc 0.87% | Amazon.com Inc 22.24% |
| NRG Energy Inc 0.66% | Tesla Inc 19.66% |
| Atmos Energy Corp 0.62% | Home Depot Inc/The 5.83% |
| Moderna Inc 0.54% | McDonald's Corp 4.16% |
| Smurfit Westrock PLC 0.52% | TJX Cos Inc/The 3.93% |
| F5 Inc 0.50% | Booking Holdings Inc 3.44% |
| US Foods Holding Corp 0.48% | Lowe's Cos Inc 3.08% |
| JB Hunt Transport Services Inc 0.47% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VBR Vanguard Small-Cap Value Index Fund | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Small-Cap Value | Consumer discretionary |
| Total return, 1 year | +16.3% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −1.2 pts | −21.6 pts |
| Expense ratio | 0.05% | 0.08% |
| Already in the S&P 500 | 30.5% | 100.0% |
| Holdings | 840 | 47 |
VBR in plain words
VBR is an index equity fund tracking the Small-Cap Value. Over the year to Sep 11, 2026 it returned +16.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Jun 30, 2026, 30% of the fund by weight is stocks the S&P 500 also holds, across 840 positions, with the top ten at 5.9%. It sat 3.8% below its high of Aug 14, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VBR or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, VBR returned +16.3% and XLY returned −4.1%, so VBR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VBR or XLY?
- VBR charges 0.05% a year and XLY charges 0.08%, so VBR is cheaper. Fees come from each fund's prospectus.
- How much do VBR and XLY overlap with the S&P 500?
- By their latest filed holdings, 30% of VBR and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 3% of their books are the same securities at the same weight.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VBR against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBR-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources