Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VBK vs XLU: how they differ
VBK and XLU hold 0% of their weight in the same names, and VBK returned more over the year.
Vanguard Small-Cap Growth Index Fund and State Street(R) Utilities Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, VBK and XLU hold 0% of their money in the same securities at the same weight.
| Only in VBK | Only in XLU |
|---|---|
| Credo Technology Group Holding Ltd 1.27% | NextEra Energy Inc 12.93% |
| REVOLUTION Medicines Inc 1.07% | Southern Co/The 7.62% |
| Astera Labs Inc 1.05% | Duke Energy Corp 6.97% |
| Natera Inc 1.04% | Constellation Energy Corp 5.61% |
| Twilio Inc 0.88% | American Electric Power Co Inc 5.26% |
| Casey's General Stores Inc 0.83% | Sempra 4.28% |
| Carpenter Technology Corp 0.82% | Dominion Energy Inc 4.24% |
| Curtiss-Wright Corp 0.79% | Entergy Corp 3.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| VBK Vanguard Small-Cap Growth Index Fund | XLU State Street(R) Utilities Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | State Street |
| What it is | Small-Cap Growth | Utilities |
| Total return, 1 year | +13.8% | +2.4% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −3.7 pts | −15.1 pts |
| Expense ratio | 0.05% | 0.08% |
| Already in the S&P 500 | 10.2% | 100.0% |
| Holdings | 545 | 31 |
VBK in plain words
VBK is an index equity fund tracking the Small-Cap Growth. Over the year to Sep 11, 2026 it returned +13.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Jun 30, 2026, 10% of the fund by weight is stocks the S&P 500 also holds, across 545 positions, with the top ten at 9.3%. It sat 7.0% below its high of Aug 17, 2026 on Sep 11, 2026.
XLU in plain words
XLU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.4% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 31 positions, with the top ten at 57.7%. It sat 10.0% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, VBK or XLU?
- In the year to Sep 12, 2026, with distributions reinvested, VBK returned +13.8% and XLU returned +2.4%, so VBK returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VBK or XLU?
- VBK charges 0.05% a year and XLU charges 0.08%, so VBK is cheaper. Fees come from each fund's prospectus.
- How much do VBK and XLU overlap with the S&P 500?
- By their latest filed holdings, 10% of VBK and 100% of XLU by weight is stocks the S&P 500 already holds. Between the two funds, 0% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VBK against XLU, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBK-XLU Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources