Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
VBIL vs VXUS: how they differ
VBIL and VXUS hold 0% of their weight in the same names, and VXUS returned more over the year.
Vanguard 0-3 Month Treasury Bill ETF and Vanguard Total International Stock Index Fund.
What they hold in common
By the books each fund has filed, VBIL and VXUS hold 0% of their money in the same securities at the same weight.
| Only in VBIL | Only in VXUS |
|---|---|
| United States Treasury Bill 6.78% | Taiwan Semiconductor Manufacturing Co Lt 3.97% |
| United States Treasury Bill 6.10% | Samsung Electronics Co Ltd 1.67% |
| United States Treasury Bill 5.61% | ASML Holding NV 1.32% |
| United States Treasury Bill 5.41% | SK hynix Inc 1.14% |
| United States Treasury Bill 5.18% | Tencent Holdings Ltd 0.89% |
| United States Treasury Bill 5.17% | HSBC Holdings PLC 0.74% |
| United States Treasury Bill 5.15% | Alibaba Group Holding Ltd 0.69% |
| United States Treasury Bill 5.13% | AstraZeneca PLC 0.67% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.
| VBIL Vanguard 0-3 Month Treasury Bill ETF | VXUS Vanguard Total International Stock Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | Vanguard | Vanguard |
| What it is | 0-3 Month Treasury Bill | Total International Stock |
| Total return, 1 year | +3.8% | +22.3% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | +4.8 pts |
| Expense ratio | 0.06% | 0.05% |
| Holdings | 26 | 8775 |
VBIL in plain words
VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.
VXUS in plain words
VXUS is an index equity fund tracking the Total International Stock. Over the year to Sep 11, 2026 it returned +22.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.05% a year. By its holdings filed for Apr 30, 2026, 0% of the fund by weight is stocks the S&P 500 also holds, across 8775 positions, with the top ten at 12.4%.
Questions people ask
- Which returned more over the last year, VBIL or VXUS?
- In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VXUS returned +22.3%, so VXUS returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, VBIL or VXUS?
- VBIL charges 0.06% a year and VXUS charges 0.05%, so VXUS is cheaper. Fees come from each fund's prospectus.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, VBIL against VXUS, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-VXUS Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources