Which returned more over the last year, VBIL or VPU?

In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VPU returned +2.1%, so VBIL returned more. One year is one year; the longer windows are in the table.

Which is cheaper, VBIL or VPU?

VBIL charges 0.06% a year and VPU charges 0.09%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

VBIL vs VPU: how they differ

VBIL and VPU hold 0% of their weight in the same names, and VBIL returned more over the year.

Vanguard 0-3 Month Treasury Bill ETF and Vanguard Utilities Index Fund.

What they hold in common

By the books each fund has filed, VBIL and VPU hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in VBIL	Only in VPU
United States Treasury Bill 6.78%	NextEra Energy Inc 11.84%
United States Treasury Bill 6.10%	Southern Co/The 6.70%
United States Treasury Bill 5.61%	Duke Energy Corp 6.31%
United States Treasury Bill 5.41%	Constellation Energy Corp 5.86%
United States Treasury Bill 5.18%	American Electric Power Co Inc 4.47%
United States Treasury Bill 5.17%	Sempra 3.85%
United States Treasury Bill 5.15%	Dominion Energy Inc 3.78%
United States Treasury Bill 5.13%	Vistra Corp 3.59%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

VBIL and VPU on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	VBIL Vanguard 0-3 Month Treasury Bill ETF	VPU Vanguard Utilities Index Fund
Where it sits	Core index fund	Core index fund
Issuer	Vanguard	Vanguard
What it is	0-3 Month Treasury Bill	Utilities
Total return, 1 year	+3.8%	+2.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.7 pts	−15.4 pts
Expense ratio	0.06%	0.09%
Holdings	26	66

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

VPU in plain words

VPU is an index equity fund tracking the Utilities. Over the year to Sep 11, 2026 it returned +2.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year. By its holdings filed for May 31, 2026, 90% of the fund by weight is stocks the S&P 500 also holds, across 66 positions, with the top ten at 52.7%. It sat 9.8% below its high of Feb 27, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, VBIL or VPU?: In the year to Sep 12, 2026, with distributions reinvested, VBIL returned +3.8% and VPU returned +2.1%, so VBIL returned more. One year is one year; the longer windows are in the table.
Which is cheaper, VBIL or VPU?: VBIL charges 0.06% a year and VPU charges 0.09%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

VBIL against VPU, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, VBIL against VPU, data as of Sep 12, 2026. https://etfiq.com/compare/any/VBIL-VPU Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources