Which returned more over the last year, USHY or XLY?

In the year to Sep 12, 2026, with distributions reinvested, USHY returned +3.3% and XLY returned −4.1%, so USHY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, USHY or XLY?

USHY charges 0.08% a year and XLY charges 0.08%, so USHY is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

USHY vs XLY: how they differ

USHY and XLY hold 0% of their weight in the same names, and USHY returned more over the year.

iShares Broad USD High Yield Corporate Bond ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.

What they hold in common

By the books each fund has filed, USHY and XLY hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in USHY	Only in XLY
1261229 BC LTD 0.48%	Amazon.com Inc 22.24%
ECHOSTAR CORP 0.42%	Tesla Inc 19.66%
QUIKRETE HOLDINGS INC 0.29%	Home Depot Inc/The 5.83%
SV RNO PROPERTY OWNER 1 0.28%	McDonald's Corp 4.16%
CLOUD SOFTWARE GRP INC 0.27%	TJX Cos Inc/The 3.93%
WULF COMPUTE LLC 0.26%	Booking Holdings Inc 3.44%
ASURION LLC/ASURION CO 0.26%	Lowe's Cos Inc 3.08%
HUB INTERNATIONAL LTD 0.26%	Starbucks Corp 2.90%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Apr 30, 2026 and Jun 30, 2026.

USHY and XLY on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	USHY iShares Broad USD High Yield Corporate Bond ETF	XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF
Where it sits	Core index fund	Core index fund
Issuer	iShares	State Street
What it is	Broad USD High Yield Corporate Bond	Consumer discretionary
Total return, 1 year	+3.3%	−4.1%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−14.2 pts	−21.6 pts
Expense ratio	0.08%	0.08%
Holdings	1894	47

USHY in plain words

USHY is a bond fund tracking the Broad USD High Yield Corporate Bond. Over the year to Sep 11, 2026 it returned +3.3% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year.

XLY in plain words

XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, USHY or XLY?: In the year to Sep 12, 2026, with distributions reinvested, USHY returned +3.3% and XLY returned −4.1%, so USHY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, USHY or XLY?: USHY charges 0.08% a year and XLY charges 0.08%, so USHY is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

USHY against XLY, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, USHY against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/USHY-XLY Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources