Which returned more over the last year, USFR or XHB?

In the year to Sep 12, 2026, with distributions reinvested, USFR returned +4.1% and XHB returned −16.6%, so USFR returned more. One year is one year; the longer windows are in the table.

Which is cheaper, USFR or XHB?

USFR charges 0.15% a year and XHB charges 0.35%, so USFR is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

USFR vs XHB: how they differ

USFR and XHB hold 0% of their weight in the same names, and USFR returned more over the year.

WisdomTree Floating Rate Treasury Fund and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.

What they hold in common

By the books each fund has filed, USFR and XHB hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in USFR	Only in XHB
UNITED STATES OF AMERICA - BUREAU OF THE 28.04%	Owens Corning 4.10%
UNITED STATES OF AMERICA - BUREAU OF THE 28.01%	Advanced Drainage Systems Inc 3.60%
UNITED STATES OF AMERICA - BUREAU OF THE 28.00%	KB Home 3.56%
UNITED STATES OF AMERICA - BUREAU OF THE 15.95%	Builders FirstSource Inc 3.56%
	Meritage Homes Corp 3.53%
	Toll Brothers Inc 3.52%
	Installed Building Products Inc 3.49%
	PulteGroup Inc 3.44%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

USFR and XHB on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	USFR WisdomTree Floating Rate Treasury Fund	XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF
Where it sits	Core index fund	Core index fund
Issuer	WisdomTree	State Street
What it is	Floating Rate Treasury	SPDR S&P Homebuilders
Total return, 1 year	+4.1%	−16.6%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.4 pts	−34.1 pts
Expense ratio	0.15%	0.35%
Holdings	4	35

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

XHB in plain words

XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.

Questions people ask

Which returned more over the last year, USFR or XHB?: In the year to Sep 12, 2026, with distributions reinvested, USFR returned +4.1% and XHB returned −16.6%, so USFR returned more. One year is one year; the longer windows are in the table.
Which is cheaper, USFR or XHB?: USFR charges 0.15% a year and XHB charges 0.35%, so USFR is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

USFR against XHB, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, USFR against XHB, data as of Sep 12, 2026. https://etfiq.com/compare/any/USFR-XHB Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources