Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
USFR vs VCIT: how they differ
USFR and VCIT hold 0% of their weight in the same names, and USFR returned more over the year.
WisdomTree Floating Rate Treasury Fund and Vanguard Intermediate-Term Corporate Bond Index Fund.
What they hold in common
By the books each fund has filed, USFR and VCIT hold 0% of their money in the same securities at the same weight.
| Only in USFR | Only in VCIT |
|---|---|
| UNITED STATES OF AMERICA - BUREAU OF THE 28.04% | Amazon.com Inc 0.31% |
| UNITED STATES OF AMERICA - BUREAU OF THE 28.01% | Boeing Co/The 0.28% |
| UNITED STATES OF AMERICA - BUREAU OF THE 28.00% | Meta Platforms Inc 0.28% |
| UNITED STATES OF AMERICA - BUREAU OF THE 15.95% | Bank of America Corp 0.27% |
| Oracle Corp 0.27% | |
| Pfizer Investment Enterprises Pte Ltd 0.27% | |
| Anheuser-Busch Cos LLC / Anheuser-Busch 0.27% | |
| JPMorgan Chase & Co 0.25% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated May 31, 2026.
| USFR WisdomTree Floating Rate Treasury Fund | VCIT Vanguard Intermediate-Term Corporate Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | WisdomTree | Vanguard |
| What it is | Floating Rate Treasury | Intermediate-Term Corporate Bond |
| Total return, 1 year | +4.1% | −1.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.4 pts | −18.7 pts |
| Expense ratio | 0.15% | 0.03% |
| Holdings | 4 | 2302 |
USFR in plain words
USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.
VCIT in plain words
VCIT is a bond fund tracking the Intermediate-Term Corporate Bond. Over the year to Sep 11, 2026 it returned −1.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.4% below its high of Feb 27, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, USFR or VCIT?
- In the year to Sep 12, 2026, with distributions reinvested, USFR returned +4.1% and VCIT returned −1.2%, so USFR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, USFR or VCIT?
- USFR charges 0.15% a year and VCIT charges 0.03%, so VCIT is cheaper. Fees come from each fund's prospectus.
Other comparisons
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, USFR against VCIT, data as of Sep 12, 2026. https://etfiq.com/compare/any/USFR-VCIT Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources