Which returned more over the last year, USFR or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, USFR returned +4.1% and VBIL returned +3.8%, so USFR returned more. One year is one year; the longer windows are in the table.

Which is cheaper, USFR or VBIL?

USFR charges 0.15% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

USFR vs VBIL: how they differ

USFR and VBIL hold 0% of their weight in the same names.

WisdomTree Floating Rate Treasury Fund and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, USFR and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in USFR	Only in VBIL
UNITED STATES OF AMERICA - BUREAU OF THE 28.04%	United States Treasury Bill 6.78%
UNITED STATES OF AMERICA - BUREAU OF THE 28.01%	United States Treasury Bill 6.10%
UNITED STATES OF AMERICA - BUREAU OF THE 28.00%	United States Treasury Bill 5.61%
UNITED STATES OF AMERICA - BUREAU OF THE 15.95%	United States Treasury Bill 5.41%
	United States Treasury Bill 5.18%
	United States Treasury Bill 5.17%
	United States Treasury Bill 5.15%
	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026 and May 31, 2026.

USFR and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	USFR WisdomTree Floating Rate Treasury Fund	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	WisdomTree	Vanguard
What it is	Floating Rate Treasury	0-3 Month Treasury Bill
Total return, 1 year	+4.1%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−13.4 pts	−13.7 pts
Expense ratio	0.15%	0.06%
Holdings	4	26

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, USFR or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, USFR returned +4.1% and VBIL returned +3.8%, so USFR returned more. One year is one year; the longer windows are in the table.
Which is cheaper, USFR or VBIL?: USFR charges 0.15% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

USFR against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, USFR against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/USFR-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources