Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SPYD vs XLY: how they differ
SPYD and XLY hold 2% of their weight in the same names, and SPYD returned more over the year.
State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
What they hold in common
By the books each fund has filed, SPYD and XLY hold 2% of their money in the same securities at the same weight.
| Holding | SPYD | XLY |
|---|---|---|
| Ford Motor Co | 1.21% | 1.35% |
| Best Buy Co Inc | 1.37% | 0.37% |
| Hasbro Inc | 1.13% | 0.28% |
| Only in SPYD | Only in XLY |
|---|---|
| Iron Mountain Inc 1.62% | Amazon.com Inc 22.24% |
| Franklin Resources Inc 1.57% | Tesla Inc 19.66% |
| CVS Health Corp 1.53% | Home Depot Inc/The 5.83% |
| Host Hotels & Resorts Inc 1.53% | McDonald's Corp 4.16% |
| Edison International 1.48% | TJX Cos Inc/The 3.93% |
| Target Corp 1.48% | Booking Holdings Inc 3.44% |
| APA Corp 1.48% | Lowe's Cos Inc 3.08% |
| Viatris Inc 1.46% | Starbucks Corp 2.90% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SPYD State Street(R) SPDR(R) Portfolio S&P 500(R) High Dividend ETF | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR Portfolio S&P 500 High Dividend | Consumer discretionary |
| Total return, 1 year | +12.9% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −4.6 pts | −21.6 pts |
| Expense ratio | 0.07% | 0.08% |
| Already in the S&P 500 | 100.0% | 100.0% |
| Holdings | 78 | 47 |
SPYD in plain words
SPYD is an index equity fund tracking the SPDR Portfolio S&P 500 High Dividend. Over the year to Sep 11, 2026 it returned +12.9% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.07% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 78 positions, with the top ten at 15.1%. It sat 4.3% below its high of Aug 24, 2026 on Sep 11, 2026.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SPYD or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, SPYD returned +12.9% and XLY returned −4.1%, so SPYD returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SPYD or XLY?
- SPYD charges 0.07% a year and XLY charges 0.08%, so SPYD is cheaper. Fees come from each fund's prospectus.
- How much do SPYD and XLY overlap with the S&P 500?
- By their latest filed holdings, 100% of SPYD and 100% of XLY by weight is stocks the S&P 500 already holds. Between the two funds, 2% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SPYD against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/SPYD-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources