Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SPLG vs XLY: how they differ
SPLG and XLY are both equity index funds, and over the year SPLG returned more, +17.6% against −4.1%.
S&P 500, book from IVV and State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF.
| SPLG S&P 500, book from IVV | XLY State Street(R) Consumer Discretionary Select Sector SPDR(R) ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | S&P | State Street |
| What it is | S&P 500, book from IVV | Consumer discretionary |
| Total return, 1 year | +17.6% | −4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | +0.1 pts | −21.6 pts |
| Expense ratio | not published | 0.08% |
| Holdings | not filed | 47 |
SPLG in plain words
SPLG is an index equity fund tracking the S&P 500. Over the year to Sep 11, 2026 it returned +17.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100.
XLY in plain words
XLY is an index equity fund tracking the Consumer discretionary. Over the year to Sep 11, 2026 it returned −4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.08% a year. By its holdings filed for Jun 30, 2026, 100% of the fund by weight is stocks the S&P 500 also holds, across 47 positions, with the top ten at 69.2%. It sat 8.9% below its high of Jan 12, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SPLG or XLY?
- In the year to Sep 12, 2026, with distributions reinvested, SPLG returned +17.6% and XLY returned −4.1%, so SPLG returned more. One year is one year; the longer windows are in the table.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SPLG against XLY, data as of Sep 12, 2026. https://etfiq.com/compare/any/SPLG-XLY Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources