Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SGOV vs VTEB: how they differ
SGOV is a short-term Treasury fund and VTEB a bond index fund, and over the year SGOV returned more, +3.8% against +0.2%.
iShares 0-3 Month Treasury Bond ETF and Vanguard Tax-Exempt Bond Index Fund.
| SGOV iShares 0-3 Month Treasury Bond ETF | VTEB Vanguard Tax-Exempt Bond Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | Vanguard |
| What it is | 0-3 month T-bills | Tax-Exempt Bond |
| Total return, 1 year | +3.8% | +0.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | −17.3 pts |
| Expense ratio | 0.09% | 0.03% |
| Holdings | not filed | 10185 |
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
VTEB in plain words
VTEB is a bond fund tracking the Tax-Exempt Bond. Over the year to Sep 11, 2026 it returned +0.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. It sat 3.6% below its high of Jul 6, 2026 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SGOV or VTEB?
- In the year to Sep 12, 2026, with distributions reinvested, SGOV returned +3.8% and VTEB returned +0.2%, so SGOV returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SGOV or VTEB?
- SGOV charges 0.09% a year and VTEB charges 0.03%, so VTEB is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SGOV against VTEB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SGOV-VTEB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources