Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SGOV vs USFR: how they differ
SGOV is a short-term Treasury fund and USFR a bond index fund, and over the year they finished level, +3.8% against +4.1%.
iShares 0-3 Month Treasury Bond ETF and WisdomTree Floating Rate Treasury Fund.
| SGOV iShares 0-3 Month Treasury Bond ETF | USFR WisdomTree Floating Rate Treasury Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | iShares | WisdomTree |
| What it is | 0-3 month T-bills | Floating Rate Treasury |
| Total return, 1 year | +3.8% | +4.1% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −13.7 pts | −13.4 pts |
| Expense ratio | 0.09% | 0.15% |
| Holdings | not filed | 4 |
SGOV in plain words
SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.
USFR in plain words
USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.
Questions people ask
- Which returned more over the last year, SGOV or USFR?
- In the year to Sep 12, 2026, with distributions reinvested, SGOV returned +3.8% and USFR returned +4.1%, so USFR returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SGOV or USFR?
- SGOV charges 0.09% a year and USFR charges 0.15%, so SGOV is cheaper. Fees come from each fund's prospectus.
Other comparisons
Where to next
Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SGOV against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SGOV-USFR Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources