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Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SGOV vs USFR: how they differ

SGOV is a short-term Treasury fund and USFR a bond index fund, and over the year they finished level, +3.8% against +4.1%.

iShares 0-3 Month Treasury Bond ETF and WisdomTree Floating Rate Treasury Fund.

SGOV and USFR on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
SGOV
iShares 0-3 Month Treasury Bond ETF
USFR
WisdomTree Floating Rate Treasury Fund
Where it sitsCore index fundCore index fund
IssueriSharesWisdomTree
What it is0-3 month T-billsFloating Rate Treasury
Total return, 1 year+3.8%+4.1%
S&P 500 over the same days+17.5%+17.5%
Gap to the S&P 500−13.7 pts−13.4 pts
Expense ratio0.09%0.15%
Holdingsnot filed4

SGOV in plain words

SGOV is a cash and treasury bills tracking the 0-3 month T-bills. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.09% a year.

USFR in plain words

USFR is a bond fund tracking the Floating Rate Treasury. Over the year to Sep 11, 2026 it returned +4.1% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.15% a year.

Questions people ask

Which returned more over the last year, SGOV or USFR?
In the year to Sep 12, 2026, with distributions reinvested, SGOV returned +3.8% and USFR returned +4.1%, so USFR returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SGOV or USFR?
SGOV charges 0.09% a year and USFR charges 0.15%, so SGOV is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SGOV against USFR, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SGOV against USFR, data as of Sep 12, 2026. https://etfiq.com/compare/any/SGOV-USFR Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources