Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SDY vs XHB: how they differ
SDY and XHB hold 1% of their weight in the same names, and SDY returned more over the year.
State Street(R) SPDR(R) S&P(R) Dividend ETF and State Street(R) SPDR(R) S&P(R) Homebuilders ETF.
What they hold in common
By the books each fund has filed, SDY and XHB hold 1% of their money in the same securities at the same weight.
| Holding | SDY | XHB |
|---|---|---|
| Lowe's Cos Inc | 0.74% | 3.03% |
| Carlisle Cos Inc | 0.56% | 3.28% |
| Only in SDY | Only in XHB |
|---|---|
| Verizon Communications Inc 2.15% | Owens Corning 4.10% |
| Realty Income Corp 2.14% | Advanced Drainage Systems Inc 3.60% |
| Kenvue Inc 1.76% | KB Home 3.56% |
| Kimberly-Clark Corp 1.75% | Builders FirstSource Inc 3.56% |
| AbbVie Inc 1.63% | Meritage Homes Corp 3.53% |
| QUALCOMM Inc 1.57% | Toll Brothers Inc 3.52% |
| Texas Instruments Inc 1.56% | Installed Building Products Inc 3.49% |
| Target Corp 1.55% | PulteGroup Inc 3.44% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | XHB State Street(R) SPDR(R) S&P(R) Homebuilders ETF | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | State Street |
| What it is | SPDR S&P Dividend | SPDR S&P Homebuilders |
| Total return, 1 year | +11.0% | −16.6% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.5 pts | −34.1 pts |
| Expense ratio | 0.35% | 0.35% |
| Already in the S&P 500 | 84.6% | 45.7% |
| Holdings | 155 | 35 |
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
XHB in plain words
XHB is an index equity fund tracking the SPDR S&P Homebuilders. Over the year to Sep 11, 2026 it returned −16.6% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. By its holdings filed for Jun 30, 2026, 46% of the fund by weight is stocks the S&P 500 also holds, across 35 positions, with the top ten at 35.6%. It sat 20.6% below its high of Oct 18, 2024 on Sep 11, 2026.
Questions people ask
- Which returned more over the last year, SDY or XHB?
- In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and XHB returned −16.6%, so SDY returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SDY or XHB?
- SDY charges 0.35% a year and XHB charges 0.35%, so SDY is cheaper. Fees come from each fund's prospectus.
- How much do SDY and XHB overlap with the S&P 500?
- By their latest filed holdings, 85% of SDY and 46% of XHB by weight is stocks the S&P 500 already holds. Between the two funds, 1% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SDY against XHB, data as of Sep 12, 2026. https://etfiq.com/compare/any/SDY-XHB Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources