Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.
SDY vs VTI: how they differ
SDY and VTI hold 12% of their weight in the same names, and VTI returned more over the year.
State Street(R) SPDR(R) S&P(R) Dividend ETF and Vanguard Total Stock Market Index Fund.
What they hold in common
By the books each fund has filed, SDY and VTI hold 12% of their money in the same securities at the same weight.
| Holding | SDY | VTI |
|---|---|---|
| Johnson & Johnson | 1.00% | 0.85% |
| Exxon Mobil Corp | 0.93% | 0.79% |
| AbbVie Inc | 1.63% | 0.62% |
| Caterpillar Inc | 0.47% | 0.68% |
| Procter & Gamble Co/The | 1.26% | 0.47% |
| Chevron Corp | 1.28% | 0.43% |
| Coca-Cola Co/The | 1.26% | 0.39% |
| Texas Instruments Inc | 1.56% | 0.38% |
| International Business Machines Corp | 1.27% | 0.37% |
| Microsoft Corp | 0.36% | 3.84% |
| Walmart Inc | 0.29% | 0.69% |
| QUALCOMM Inc | 1.57% | 0.27% |
| Only in SDY | Only in VTI |
|---|---|
| Medtronic PLC 1.30% | NVIDIA Corp 6.37% |
| Amcor PLC 0.93% | Apple Inc 5.88% |
| Accenture PLC 0.88% | Amazon.com Inc 3.19% |
| Linde PLC 0.56% | Alphabet Inc 2.90% |
| Chubb Ltd 0.51% | Broadcom Inc 2.48% |
| STERIS PLC 0.46% | Alphabet Inc 2.29% |
| Pentair PLC 0.44% | Micron Technology Inc 1.80% |
| RenaissanceRe Holdings Ltd 0.23% | Meta Platforms Inc 1.71% |
Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.
| SDY State Street(R) SPDR(R) S&P(R) Dividend ETF | VTI Vanguard Total Stock Market Index Fund | |
|---|---|---|
| Where it sits | Core index fund | Core index fund |
| Issuer | State Street | Vanguard |
| What it is | SPDR S&P Dividend | US total market |
| Total return, 1 year | +11.0% | +17.2% |
| S&P 500 over the same days | +17.5% | +17.5% |
| Gap to the S&P 500 | −6.5 pts | −0.3 pts |
| Expense ratio | 0.35% | 0.03% |
| Already in the S&P 500 | 84.6% | 88.3% |
| Holdings | 155 | 3531 |
SDY in plain words
SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.
VTI in plain words
VTI is an index equity fund tracking the US total market. Over the year to Sep 11, 2026 it returned +17.2% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.03% a year. By its holdings filed for Jun 30, 2026, 88% of the fund by weight is stocks the S&P 500 also holds, across 3531 positions, with the top ten at 32.1%.
Questions people ask
- Which returned more over the last year, SDY or VTI?
- In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and VTI returned +17.2%, so VTI returned more. One year is one year; the longer windows are in the table.
- Which is cheaper, SDY or VTI?
- SDY charges 0.35% a year and VTI charges 0.03%, so VTI is cheaper. Fees come from each fund's prospectus.
- How much do SDY and VTI overlap with the S&P 500?
- By their latest filed holdings, 85% of SDY and 88% of VTI by weight is stocks the S&P 500 already holds. Between the two funds, 12% of their books are the same securities at the same weight.
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Where these figures came from
ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.
Cite this page. ETFIQ, SDY against VTI, data as of Sep 12, 2026. https://etfiq.com/compare/any/SDY-VTI Free to use with attribution; the underlying files are at Open data.
A comparison is not a recommendation. Standards and sources