Which returned more over the last year, SDY or VBIL?

In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and VBIL returned +3.8%, so SDY returned more. One year is one year; the longer windows are in the table.

Which is cheaper, SDY or VBIL?

SDY charges 0.35% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

Data as of Sep 12, 2026. Both funds on the fields they both publish, from the same sources.

ETFIQetfiq.com · independent ETF data

SDY vs VBIL: how they differ

SDY and VBIL hold 0% of their weight in the same names, and SDY returned more over the year.

State Street(R) SPDR(R) S&P(R) Dividend ETF and Vanguard 0-3 Month Treasury Bill ETF.

What they hold in common

By the books each fund has filed, SDY and VBIL hold 0% of their money in the same securities at the same weight.

Largest positions each one holds and the other does not
Only in SDY	Only in VBIL
Verizon Communications Inc 2.15%	United States Treasury Bill 6.78%
Realty Income Corp 2.14%	United States Treasury Bill 6.10%
Kenvue Inc 1.76%	United States Treasury Bill 5.61%
Kimberly-Clark Corp 1.75%	United States Treasury Bill 5.41%
AbbVie Inc 1.63%	United States Treasury Bill 5.18%
QUALCOMM Inc 1.57%	United States Treasury Bill 5.17%
Texas Instruments Inc 1.56%	United States Treasury Bill 5.15%
Target Corp 1.55%	United States Treasury Bill 5.13%

Weight overlap is an ETFIQ calculation: for every security both funds hold, the smaller of the two weights, summed. Above 50%, holding both is close to holding one of them twice. Holdings dated Jun 30, 2026.

SDY and VBIL on the fields both publish, as of Sep 12, 2026. Source: ETFIQ.
	SDY State Street(R) SPDR(R) S&P(R) Dividend ETF	VBIL Vanguard 0-3 Month Treasury Bill ETF
Where it sits	Core index fund	Core index fund
Issuer	State Street	Vanguard
What it is	SPDR S&P Dividend	0-3 Month Treasury Bill
Total return, 1 year	+11.0%	+3.8%
S&P 500 over the same days	+17.5%	+17.5%
Gap to the S&P 500	−6.5 pts	−13.7 pts
Expense ratio	0.35%	0.06%
Holdings	155	26

SDY in plain words

SDY is an index equity fund tracking the SPDR S&P Dividend. Over the year to Sep 11, 2026 it returned +11.0% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.35% a year. By its holdings filed for Jun 30, 2026, 85% of the fund by weight is stocks the S&P 500 also holds, across 155 positions, with the top ten at 17.1%. It sat 3.9% below its high of Aug 24, 2026 on Sep 11, 2026.

VBIL in plain words

VBIL is a cash and treasury bills tracking the 0-3 Month Treasury Bill. Over the year to Sep 11, 2026 it returned +3.8% with distributions reinvested, against +17.5% for the S&P 500 and +23.0% for the Nasdaq-100. The prospectus expense ratio is 0.06% a year.

Questions people ask

Which returned more over the last year, SDY or VBIL?: In the year to Sep 12, 2026, with distributions reinvested, SDY returned +11.0% and VBIL returned +3.8%, so SDY returned more. One year is one year; the longer windows are in the table.
Which is cheaper, SDY or VBIL?: SDY charges 0.35% a year and VBIL charges 0.06%, so VBIL is cheaper. Fees come from each fund's prospectus.

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Where these figures came from

ETFIQ links to the documents behind every figure. It is not affiliated with any issuer, and a link is not an endorsement.

SDY against VBIL, ETFIQ, data as of Sep 12, 2026. Every figure is arithmetic on a named public source; the method is at etfiq.com/methodology. A comparison is not a recommendation.

Cite this page. ETFIQ, SDY against VBIL, data as of Sep 12, 2026. https://etfiq.com/compare/any/SDY-VBIL Free to use with attribution; the underlying files are at Open data.

A comparison is not a recommendation. Standards and sources